By 

Trevor James “Drupal Developer” (Middletown, Maryland United States) –

  

If you use the open source CiviCRM software, and integrate it with a Joomla or Drupal site, this book is for you! It’s a brand new comprehensive guide to CiviCRM. Previous to this book the only formal manual on CiviCRM is the Floss manual published by the CiviCRM community and available via the Civicrm.org community Web site. This new book published by the Packt open source publishers is slated to become the definitive guide to CiviCRM.

CiviCRM is open source CRM (constituent relationship management) software that can be used by non-profit or advocacy organization groups to keep track of memberships as well as any business that wants to track clients. You can use it as stand-alone software or as a plugin module for either the Joomla or Drupal content management systems. I’ve used CiviCRM on a number of Drupal powered Web sites and consistently impressed with the functionality the software gives you. Out of the box you can set up events and an event registration system; integrate this registration system with payment processing so your site visitors can register and pay for events on your site; add a membership sign up form; send your site’s members renewal reminders and have rolling membership renewal set up automatically. You can collect donations to your site; send e-newsletters and more. Since the software is complex in terms of the functionality it offers, it’s great news that we now have a manual to using CiviCRM. The Using CiviCRM book is long overdue and anyone interested in using the CiviCRM software will benefit from reading Using CiviCRM.

The book contains 13 chapters. Chapter 1 introduces CiviCRM by defining what a CRM is and why you need one for your Web site. The chapter is lengthy in terms of introductory text content but definitely worth reading for background on CRMs and why you should choose CiviCRM – the authors argue for CiviCRM primarily due to its open source nature, cost savings to run it and its active and intense development cycle. A graph of the usage per CiviCRM version is provided to show you the overall growth of the software. Other visuals show the development life cycle in terms of patches and posts to the CiviCRM development community.

Chapter 2 gets into the details of planning out the requirements for your CiviCRM project. Lots of good background on development cycles is provided here including explanations of iterative and agile processes and methodologies. The book’s case study and example site is introduced in this chapter. Chapter 2 is also lengthy in terms of text based content and background but will be helpful to developers and project managers who are actively planning and orchestrating new CiviCRM based Web site projects. This chapter also introduces the CiviCRM components defining Events, Memberships, Grant Management, Fundraising, Activities, Case Management, and Roles & Permissions.

Finally chapter 2 shows how CiviCRM integrates with popular open source CMS including Drupal and Joomla.

Chapter 3 shows you how to install and configure CiviCRM. The importance of this book cannot be stressed enough but this chapter definitely shows strengths in terms of the details provided about installing per environment – there are specific instructions on how to install on a Joomla site, Drupal site, as a stand alone and with other 3rd party applications. The authors even include a Drush install process for installing the modules on a Drupal site using the Drush commands.

Configuration is next. The authors show us how to add contacts to our database; send e-mails; setup online payment processor integration with Google Checkout, PayPal, Moneris, and many more. You’ll learn how to customize your site’s layouts and form templates and other components; how to sync your CiviCRM users with your CMS’s users table, and set up role based permissions and access control for your member user accounts. CiviCRM Roles Sync module is described in detail and this will be helpful for any site manager who wants to keep their Drupal user accounts synced to the corresponding CiviCRM record for the user. There’s a wealth of detailed information on setting up cron tasks to run – a whole 4-5 pages worth. This will help to keep your CiviCRM site updated and maintained automatically. Finally the chapter covers the upgrade process and the backup process.

Chapter 4 goes into much more detail on handling your contact records in CiviCRM. You’ll learn how to set up contact types, navigate contact fields and details. Detailed screenshots are provided and clear step-by-step instructions.

Chapter 5 shows how you can extend the core CiviCRM contact fields by adding your own custom fields to collect more data for your contact records. Once you have custom fields you learn how to integrate these fields with custom profile forms on your CiviCRM site so you can collect membership, event and contribution data. The authors show you…

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http://poormanscredit.com/blog/using-civicrm/comment-page-1#comment-17053 rjlang Sat, 19 May 2012 21:32:39 +0000 http://poormanscredit.com/blog/using-civicrm#comment-17053 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 4 of 4 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>Review of Using CiviCRM by Joseph Murray and Brian P. Shaughnessy</b>, <nobr>May 2, 2011</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/ALXKMLF3GROS?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">rjlang</span></a> - <a href="http://www.amazon.com/gp/cdp/member-reviews/ALXKMLF3GROS?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Using CiviCRM (Paperback)</b> </div> In a nutshell: this is the book I really wish I'd had when we'd first set up our CiviCRM system. It would have saved us a huge amount of time that was wasted by going down paths that we'd later had to backtrack on. But, even better, although we've now been actively using CiviCRM for a few years, I still learned an enormous amount about this complex system by reading through _Using CiviCRM_; this book will _still_ save us a huge amount of time, but now I can appreciate it better!<br/><br/>CiviCRM has its own online documentation, but that document, typical of open-source software documentation, is choppy, not always clear, and often seems written for someone who is already intimately familiar with the system. This book, on the other hand, is solid, comprehensive, and without "talking down" to the reader, pitches its explanations at those with not much familiarity. (That was certainly needed for me.)<br/><br/>Many technical books about software fall into one of two bins of narrowness of approach: either they focus on technical minutiae without creating an overall worldview to fit those details into. Or they focus on a small number of test scenarios with limited overlap to other usages. _Using CiviCRM_ seems to strike the right balance, with plenty of technical detail and test scenarios to be sure, but throughout there is an emphasis on a high-level understanding of the general capabilities of the system and how it can be mapped to many different organizational needs.<br/><br/>In a way, this book is not just a primer on CiviCRM itself; it is also a pretty good discussion of how to manage constituent relations for any nonprofit organization--and then, how CiviCRM can be incorporated into that management plan.<br/><br/>One of the hardest jobs for a user setting up a CiviCRM system is figuring out how to map the organization's use cases to the software. CiviCRM is a complex system with many dependencies among its components: decisions you make early on can have far-ranging impacts in unforeseen ways down the road. The best strategy for minimizing future surprises is to understand as thoroughly as possible the "CiviCRM Way" of doing things; and the best way to do that would be, in my opinion, to read this book from cover to cover before doing anything else. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R3Q92X70L6E1QQ.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3Q92X70L6E1QQ/Helpful/1?ie=UTF8&token=9A6D8362A2A0AC764B65ED34D2184118104603BF&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xODQ5NTEyMjY0P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xODQ5NTEyMjY0JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9OG5yOWpXb2lYaG5yJTJCakVLMWIxZG5NZCUyRmRhWThjem4lMkZuZThIVW5ORlpGSSUzRCZleHA9MjAxMi0wNS0yMFQyMSUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R3Q92X70L6E1QQ.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3Q92X70L6E1QQ/Helpful/-1?ie=UTF8&token=A84E96FC06AA20CF0FCC1503A3138806ACFE9BA5&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xODQ5NTEyMjY0P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xODQ5NTEyMjY0JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9OG5yOWpXb2lYaG5yJTJCakVLMWIxZG5NZCUyRmRhWThjem4lMkZuZThIVW5ORlpGSSUzRCZleHA9MjAxMi0wNS0yMFQyMSUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R3Q92X70L6E1QQ.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R3Q92X70L6E1QQ.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3Q92X70L6E1QQ/Inappropriate/1?ie=UTF8&token=0D9BA1EBC195AADB01F5775D13C03C9C7064EF10&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xODQ5NTEyMjY0P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xODQ5NTEyMjY0JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9OG5yOWpXb2lYaG5yJTJCakVLMWIxZG5NZCUyRmRhWThjem4lMkZuZThIVW5ORlpGSSUzRCZleHA9MjAxMi0wNS0yMFQyMSUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R3Q92X70L6E1QQ.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R3Q92X70L6E1QQ" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R3Q92X70L6E1QQ" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R3Q92X70L6E1QQ" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

4 of 4 people found the following review helpful

Review of Using CiviCRM by Joseph Murray and Brian P. Shaughnessy, May 2, 2011

By 

rjlang –

This review is from: Using CiviCRM (Paperback)

In a nutshell: this is the book I really wish I’d had when we’d first set up our CiviCRM system. It would have saved us a huge amount of time that was wasted by going down paths that we’d later had to backtrack on. But, even better, although we’ve now been actively using CiviCRM for a few years, I still learned an enormous amount about this complex system by reading through _Using CiviCRM_; this book will _still_ save us a huge amount of time, but now I can appreciate it better!

CiviCRM has its own online documentation, but that document, typical of open-source software documentation, is choppy, not always clear, and often seems written for someone who is already intimately familiar with the system. This book, on the other hand, is solid, comprehensive, and without “talking down” to the reader, pitches its explanations at those with not much familiarity. (That was certainly needed for me.)

Many technical books about software fall into one of two bins of narrowness of approach: either they focus on technical minutiae without creating an overall worldview to fit those details into. Or they focus on a small number of test scenarios with limited overlap to other usages. _Using CiviCRM_ seems to strike the right balance, with plenty of technical detail and test scenarios to be sure, but throughout there is an emphasis on a high-level understanding of the general capabilities of the system and how it can be mapped to many different organizational needs.

In a way, this book is not just a primer on CiviCRM itself; it is also a pretty good discussion of how to manage constituent relations for any nonprofit organization–and then, how CiviCRM can be incorporated into that management plan.

One of the hardest jobs for a user setting up a CiviCRM system is figuring out how to map the organization’s use cases to the software. CiviCRM is a complex system with many dependencies among its components: decisions you make early on can have far-ranging impacts in unforeseen ways down the road. The best strategy for minimizing future surprises is to understand as thoroughly as possible the “CiviCRM Way” of doing things; and the best way to do that would be, in my opinion, to read this book from cover to cover before doing anything else.

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]]> http://poormanscredit.com/blog/financial-markets-principles/comment-page-1#comment-17056 Margret Edison "M Edison" Sat, 19 May 2012 21:29:10 +0000 http://poormanscredit.com/blog/financial-markets-principles#comment-17056 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 3 of 3 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>best and most complete financial markets textbook I have seen!</b>, <nobr>May 23, 2009</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A2E6IP2GFXRYFC?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Margret Edison "M Edison"</span></a> (Glinde) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A2E6IP2GFXRYFC?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Financial Markets Principles (Paperback)</b> </div> I will post the contents here so you get a better idea how complete the book really is. I don't think you need anything else if you have this finance book. If you can take the CFMP qualification, it is a great opportunity to show that you understand financial markets.<br/><br/>About the Editor ...................................................................................... 5<br/>Introduction ............................................................................................. 7<br/>Contents ................................................................. 11<br/>Table of Figures ..................................................................................... 31<br/>Structure of the Book ............................................................................. 35<br/>General Knowledge ................................................. 37<br/>Securities ............................................................................................... 39<br/>Debt and equity .................................................................. 39<br/>The securities market.......................................................... 42<br/>Types of Stock ........................................................................................ 45<br/>Preferred Stock ................................................................... 45<br/>Common Types of Preferred Stock ...................................... 50<br/>Treasury Stock .................................................................... 50<br/>Market sentiment ............................................................... 53<br/>Dividends ............................................................................................... 55<br/>Joint Stock Company Dividends .......................................... 55<br/>Disadvantages of Dividents ................................................ 58<br/>Stock Valuation ...................................................................................... 62<br/>Fundamental Criteria (Fair Value) ...................................... 62<br/>Market criteria (potential price) ......................................... 63<br/>Stock Market Prediction......................................................................... 65<br/>Prediction Methods ............................................................ 65<br/>Validity ................................................................................ 66<br/>What is a Stock Broker? ......................................................................... 68<br/>Requirements ...................................................................... 68<br/>Services Provided ................................................................ 68<br/>History ................................................................................ 69<br/>Explanation of a City Trader's Job ....................................... 71<br/>Christoph Lymbersky: Financial Market Principles<br/>12<br/>What is an Investment Bank?................................................................. 73<br/>Organizational Structure of an Investment Bank ............... 74<br/>Size of the Industry ............................................................. 77<br/>Possible Conflicts of Interest .............................................. 78<br/>Electronic Trading .................................................................................. 80<br/>The Background of Etrading............................................... 80<br/>Impact of Electronic Trading .............................................. 81<br/>Technology and Systems .................................................... 82<br/>Value Investing ...................................................................................... 84<br/>History of Value Investing .................................................. 84<br/>Value Investing Performance ............................................. 85<br/>Well known Value Investors ............................................... 86<br/>The Different Types of Orders on the Stock Market ............................... 88<br/>Market Order ..................................................................... 88<br/>Limit Order ......................................................................... 88<br/>Time in Force ...................................................................... 89<br/>Conditional Orders ............................................................. 90<br/>Stop Orders ........................................................................ 90<br/>Market-if-touched Order .................................................... 91<br/>One Cancels Other Orders .................................................. 91<br/>Tick Sensitive Orders .......................................................... 92<br/>Discretionary Order ............................................................ 92<br/>Quantity and... <a href="http://www.amazon.com/gp/product/customer-reviews/3941579304#RYWQAV1S429Z6" target="_top">Read more</a> <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="RYWQAV1S429Z6.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RYWQAV1S429Z6/Helpful/1?ie=UTF8&token=79AA844FE9C870800A298B0ECD83D5004F7AC10C&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8zOTQxNTc5MzA0P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0zOTQxNTc5MzA0JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Tmp3NmFtMFJCZDR0ZVhHSlgxMXdQNjljNmtpU01rd2RYR0V5UGpmNjNabyUzRCZleHA9MjAxMi0wNS0yMFQyMSUzQTAwJTNBMTBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=RYWQAV1S429Z6.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RYWQAV1S429Z6/Helpful/-1?ie=UTF8&token=98ED298DC827610AC551F6198BC6A07A0078683A&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8zOTQxNTc5MzA0P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0zOTQxNTc5MzA0JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Tmp3NmFtMFJCZDR0ZVhHSlgxMXdQNjljNmtpU01rd2RYR0V5UGpmNjNabyUzRCZleHA9MjAxMi0wNS0yMFQyMSUzQTAwJTNBMTBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=RYWQAV1S429Z6.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="RYWQAV1S429Z6.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RYWQAV1S429Z6/Inappropriate/1?ie=UTF8&token=5584FF420ACAB3782F4DC3DEA275DE65D725276B&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8zOTQxNTc5MzA0P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0zOTQxNTc5MzA0JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Tmp3NmFtMFJCZDR0ZVhHSlgxMXdQNjljNmtpU01rd2RYR0V5UGpmNjNabyUzRCZleHA9MjAxMi0wNS0yMFQyMSUzQTAwJTNBMTBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=RYWQAV1S429Z6.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/RYWQAV1S429Z6" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/RYWQAV1S429Z6" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/RYWQAV1S429Z6" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

3 of 3 people found the following review helpful

best and most complete financial markets textbook I have seen!, May 23, 2009

By 

Margret Edison “M Edison” (Glinde) –

  

This review is from: Financial Markets Principles (Paperback)

I will post the contents here so you get a better idea how complete the book really is. I don’t think you need anything else if you have this finance book. If you can take the CFMP qualification, it is a great opportunity to show that you understand financial markets.

About the Editor ………………………………………………………………………….. 5
Introduction ………………………………………………………………………………… 7
Contents ……………………………………………………….. 11
Table of Figures …………………………………………………………………………. 31
Structure of the Book ………………………………………………………………….. 35
General Knowledge …………………………………………. 37
Securities ………………………………………………………………………………….. 39
Debt and equity ………………………………………………………… 39
The securities market…………………………………………………. 42
Types of Stock ……………………………………………………………………………. 45
Preferred Stock …………………………………………………………. 45
Common Types of Preferred Stock ……………………………….. 50
Treasury Stock ………………………………………………………….. 50
Market sentiment ……………………………………………………… 53
Dividends ………………………………………………………………………………….. 55
Joint Stock Company Dividends …………………………………… 55
Disadvantages of Dividents ………………………………………… 58
Stock Valuation ………………………………………………………………………….. 62
Fundamental Criteria (Fair Value) ……………………………….. 62
Market criteria (potential price) ………………………………….. 63
Stock Market Prediction………………………………………………………………. 65
Prediction Methods …………………………………………………… 65
Validity …………………………………………………………………….. 66
What is a Stock Broker? ………………………………………………………………. 68
Requirements ……………………………………………………………. 68
Services Provided ………………………………………………………. 68
History …………………………………………………………………….. 69
Explanation of a City Trader’s Job ………………………………… 71
Christoph Lymbersky: Financial Market Principles
12
What is an Investment Bank?……………………………………………………….. 73
Organizational Structure of an Investment Bank …………… 74
Size of the Industry ……………………………………………………. 77
Possible Conflicts of Interest ………………………………………. 78
Electronic Trading ………………………………………………………………………. 80
The Background of Etrading……………………………………….. 80
Impact of Electronic Trading ………………………………………. 81
Technology and Systems ……………………………………………. 82
Value Investing ………………………………………………………………………….. 84
History of Value Investing ………………………………………….. 84
Value Investing Performance ……………………………………… 85
Well known Value Investors ……………………………………….. 86
The Different Types of Orders on the Stock Market …………………………. 88
Market Order …………………………………………………………… 88
Limit Order ………………………………………………………………. 88
Time in Force ……………………………………………………………. 89
Conditional Orders ……………………………………………………. 90
Stop Orders ……………………………………………………………… 90
Market-if-touched Order ……………………………………………. 91
One Cancels Other Orders ………………………………………….. 91
Tick Sensitive Orders …………………………………………………. 92
Discretionary Order …………………………………………………… 92
Quantity and…

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]]> http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition/comment-page-1#comment-17039 Katie Floyd Sat, 19 May 2012 19:50:23 +0000 http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition#comment-17039 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 8 of 8 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>Best Mac Book for Productivity Geeks!</b>, <nobr>January 8, 2011</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A3USVH6UDIC7BK?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Katie Floyd</span></a> (Florida) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A3USVH6UDIC7BK?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <span class="crVerifiedStripe"><b class="h3color tiny" style="margin-right: 0.5em;">Amazon Verified Purchase</b><span class="tiny verifyWhatsThis">(<a href="http://www.amazon.com/gp/community-help/amazon-verified-purchase" target="AmazonHelp" onclick="amz_js_PopWin('http://www.amazon.com/gp/community-help/amazon-verified-purchase', 'AmazonHelp', 'width=400,height=500,resizable=1,scrollbars=1,toolbar=0,status=1');return false; ">What's this?</a>)</span></span> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Mac at Work (Paperback)</b> </div> I consider myself a "Mac Power User" and rarely read these types of books. But I've read David's cover to cover and have learned invaluable tips and tricks in every chapter. This book isn't just about using your Mac in the workplace, it's a users manual for being productive with your Mac. If you want to learn how to go paperless, there's a chapter on that. If you want to know about how to keep all your information in sync across multiple devices, there's a chapter on that too.<br/><br/>If you're a relatively new Mac user, a switcher or a Power User and want to be more productive with your Mac, this is the book. I've already bought copies as gifts for several family members. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R2SKXTKG5SK0NP.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2SKXTKG5SK0NP/Helpful/1?ie=UTF8&token=7AEA8862051802378A84DD4A3863481EF2D8E2E1&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwODc3MDA2P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwODc3MDA2JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9dWdxcEFQcjljTGRJa2thY0lzUkwzNFA2UTQ0azZGVUplWHhmc215SlAzbyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R2SKXTKG5SK0NP.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2SKXTKG5SK0NP/Helpful/-1?ie=UTF8&token=9112612F297212FB4ECE3E64FD6ACA609884A7B8&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwODc3MDA2P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwODc3MDA2JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9dWdxcEFQcjljTGRJa2thY0lzUkwzNFA2UTQ0azZGVUplWHhmc215SlAzbyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R2SKXTKG5SK0NP.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R2SKXTKG5SK0NP.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2SKXTKG5SK0NP/Inappropriate/1?ie=UTF8&token=AFC810E7845EB85CDF03F5E02B66AAD437BD095C&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwODc3MDA2P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwODc3MDA2JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9dWdxcEFQcjljTGRJa2thY0lzUkwzNFA2UTQ0azZGVUplWHhmc215SlAzbyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R2SKXTKG5SK0NP.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R2SKXTKG5SK0NP" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R2SKXTKG5SK0NP" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R2SKXTKG5SK0NP" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

8 of 8 people found the following review helpful

Best Mac Book for Productivity Geeks!, January 8, 2011

By 

Katie Floyd (Florida) –

Amazon Verified Purchase(What’s this?)

This review is from: Mac at Work (Paperback)

I consider myself a “Mac Power User” and rarely read these types of books. But I’ve read David’s cover to cover and have learned invaluable tips and tricks in every chapter. This book isn’t just about using your Mac in the workplace, it’s a users manual for being productive with your Mac. If you want to learn how to go paperless, there’s a chapter on that. If you want to know about how to keep all your information in sync across multiple devices, there’s a chapter on that too.

If you’re a relatively new Mac user, a switcher or a Power User and want to be more productive with your Mac, this is the book. I’ve already bought copies as gifts for several family members.

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]]> http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition/comment-page-1#comment-17038 Bob DeGrande Sat, 19 May 2012 18:56:04 +0000 http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition#comment-17038 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 9 of 9 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>Outstanding, very thorough book</b>, <nobr>January 8, 2011</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A2SY0XRZ0DRCPH?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Bob DeGrande</span></a> (NJ USA) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A2SY0XRZ0DRCPH?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <span class="crVerifiedStripe"><b class="h3color tiny" style="margin-right: 0.5em;">Amazon Verified Purchase</b><span class="tiny verifyWhatsThis">(<a href="http://www.amazon.com/gp/community-help/amazon-verified-purchase" target="AmazonHelp" onclick="amz_js_PopWin('http://www.amazon.com/gp/community-help/amazon-verified-purchase', 'AmazonHelp', 'width=400,height=500,resizable=1,scrollbars=1,toolbar=0,status=1');return false; ">What's this?</a>)</span></span> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span><a href="http://www.amazon.com/Mac-at-Work-ebook/dp/B004G5Z2BW" target="_top">Mac at Work (Kindle Edition)</a></b> </div> I have used Macs since the first Mac (actually the Lisa as well) and usually think that I know enough that I don't buy many Mac books. David Sparks has done an outstanding job here of searching through all of the Mac productivity software, and I expect to use this often in the future as a reference book when I need an application in a category that I am not familiar with. In fact, I downloaded the Kindle app on my desktop, laptop, and iPad so that I would have this book avilable on them. The writing is clear and straightforward, and illustrations and screenshots are used effectively. Recommended for anyone looking to get things done on a Mac, and not necessarily limited to "work" as the title might imply. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="RN5WV69OGPI0S.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RN5WV69OGPI0S/Helpful/1?ie=UTF8&token=8228FAC0BEBE6729F266A3E09D4C88A1221FFA0A&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwODc3MDA2P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwODc3MDA2JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9dWdxcEFQcjljTGRJa2thY0lzUkwzNFA2UTQ0azZGVUplWHhmc215SlAzbyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=RN5WV69OGPI0S.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RN5WV69OGPI0S/Helpful/-1?ie=UTF8&token=977ADAA62E4A2D4E7579DFA002E332B85A2E3C0E&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwODc3MDA2P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwODc3MDA2JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9dWdxcEFQcjljTGRJa2thY0lzUkwzNFA2UTQ0azZGVUplWHhmc215SlAzbyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=RN5WV69OGPI0S.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="RN5WV69OGPI0S.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RN5WV69OGPI0S/Inappropriate/1?ie=UTF8&token=207D068F87F4F4ACEA5EE7520011F10F7A60CA5B&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwODc3MDA2P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwODc3MDA2JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9dWdxcEFQcjljTGRJa2thY0lzUkwzNFA2UTQ0azZGVUplWHhmc215SlAzbyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=RN5WV69OGPI0S.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/RN5WV69OGPI0S" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/RN5WV69OGPI0S" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/RN5WV69OGPI0S" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

9 of 9 people found the following review helpful

Outstanding, very thorough book, January 8, 2011

By 

Bob DeGrande (NJ USA) –

Amazon Verified Purchase(What’s this?)

This review is from: Mac at Work (Kindle Edition)

I have used Macs since the first Mac (actually the Lisa as well) and usually think that I know enough that I don’t buy many Mac books. David Sparks has done an outstanding job here of searching through all of the Mac productivity software, and I expect to use this often in the future as a reference book when I need an application in a category that I am not familiar with. In fact, I downloaded the Kindle app on my desktop, laptop, and iPad so that I would have this book avilable on them. The writing is clear and straightforward, and illustrations and screenshots are used effectively. Recommended for anyone looking to get things done on a Mac, and not necessarily limited to “work” as the title might imply.

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]]> http://poormanscredit.com/blog/yes-you-can-still-retire-comfortably-the-baby-boom-retirement-crisis-and-how-to-beat-it/comment-page-1#comment-17050 N. Eldred Sat, 19 May 2012 18:23:37 +0000 http://poormanscredit.com/blog/yes-you-can-still-retire-comfortably-the-baby-boom-retirement-crisis-and-how-to-beat-it#comment-17050 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 10 of 10 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-2-0._V192240756_.gif" width="64" alt="2.0 out of 5 stars" title="2.0 out of 5 stars" height="12" border="0"/></span> <b>No Facts</b>, <nobr>January 18, 2007</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A3E5OSCOXXD8CH?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">N. Eldred</span></a> - <a href="http://www.amazon.com/gp/cdp/member-reviews/A3E5OSCOXXD8CH?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Fast Cash: How I Made a Fortune Buying Notes (Paperback)</b> </div> I found this book to be interesting an easy read, but I learned very little. Like everyone else has stated its nothing more than her personal stories. If you want to learn about brokering notes then your out of luck. It's about being a note buyer and forking out money to attorneys, appraisers, title companies. There's not even much insight on this either. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R2JYVV5E4WGN7J.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2JYVV5E4WGN7J/Helpful/1?ie=UTF8&token=D3E60A03CBDCC804AF3A0C72312777FD06952194&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTM2NzgzMzk3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTM2NzgzMzk3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Y1pZUzdEYnQ2MFczWE1tSHJNb05hd1hwcjlxa01MVlo0WEd0NEdJN053USUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R2JYVV5E4WGN7J.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2JYVV5E4WGN7J/Helpful/-1?ie=UTF8&token=9D5CB70FA035EFEEC5A0342053B8B0B755C8C6BD&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTM2NzgzMzk3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTM2NzgzMzk3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Y1pZUzdEYnQ2MFczWE1tSHJNb05hd1hwcjlxa01MVlo0WEd0NEdJN053USUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R2JYVV5E4WGN7J.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R2JYVV5E4WGN7J.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2JYVV5E4WGN7J/Inappropriate/1?ie=UTF8&token=4593F40A8C2C37C0B7F7C0D795A8490E731ACC4F&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTM2NzgzMzk3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTM2NzgzMzk3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Y1pZUzdEYnQ2MFczWE1tSHJNb05hd1hwcjlxa01MVlo0WEd0NEdJN053USUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R2JYVV5E4WGN7J.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R2JYVV5E4WGN7J" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R2JYVV5E4WGN7J" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R2JYVV5E4WGN7J" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

10 of 10 people found the following review helpful

No Facts, January 18, 2007

By 

N. Eldred –

  

This review is from: Fast Cash: How I Made a Fortune Buying Notes (Paperback)

I found this book to be interesting an easy read, but I learned very little. Like everyone else has stated its nothing more than her personal stories. If you want to learn about brokering notes then your out of luck. It’s about being a note buyer and forking out money to attorneys, appraisers, title companies. There’s not even much insight on this either.

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]]> http://poormanscredit.com/blog/can-someone-help-me-reword-this-sentence/comment-page-1#comment-17044 Rebby Sat, 19 May 2012 18:00:34 +0000 http://poormanscredit.com/blog/can-someone-help-me-reword-this-sentence#comment-17044 How about: Companies with limited liability are able to raise greater amounts of capital investment. Companies with limited liability are able to raise more capital. Not 100% sure about the second one as I'm not sure if what it now says is actually correct.. sorry. How about:

Companies with limited liability are able to raise greater amounts of capital investment.

Companies with limited liability are able to raise more capital.

Not 100% sure about the second one as I’m not sure if what it now says is actually correct.. sorry.

]]> http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition/comment-page-1#comment-17037 John H. Armwood Sat, 19 May 2012 18:00:32 +0000 http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition#comment-17037 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 13 of 13 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>"Mac At Work" By David Sparks - The Best Hardware & Software Guide Available For Apple's, Mac Users</b>, <nobr>January 17, 2011</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A1ZDFBO4VJTECD?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">John H. Armwood</span></a> - <a href="http://www.amazon.com/gp/cdp/member-reviews/A1ZDFBO4VJTECD?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <span class="crVerifiedStripe"><b class="h3color tiny" style="margin-right: 0.5em;">Amazon Verified Purchase</b><span class="tiny verifyWhatsThis">(<a href="http://www.amazon.com/gp/community-help/amazon-verified-purchase" target="AmazonHelp" onclick="amz_js_PopWin('http://www.amazon.com/gp/community-help/amazon-verified-purchase', 'AmazonHelp', 'width=400,height=500,resizable=1,scrollbars=1,toolbar=0,status=1');return false; ">What's this?</a>)</span></span> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Mac at Work (Paperback)</b> </div> I have completed this wonderful book, "Mac At Work" by David Sparks. This book is a must read for any Mac user, new or experienced, or for anyone who is contemplating buying a new personal computer. This book is first of all practically written, in non-technical terms, that any lay reader can understand. David explains clearly, the various features of the Apple OX10.6 operating system, and even more importantly he sifts though the many software options available for accomplishing the end objectives, the work product that is the real reason we use our computers. Even though this book is titled "Mac At Work" is is just as useful for the casual computer user.<br/><br/>Mr. Sparks overview of available software is comprehensive, to say the least. He covers, the various softwares with detailed instructions and tips. I am a Mac geek, my Mac owning friends come to me for questions all the time. With this said I have learned a tremendous amount of information from this book which will improve my work flow as a college professor. I am already uing many tips from this book and as a result I have acquired a number of new software titles, the most exceptional being DEVONthink Pro Office. This book provides a comprehensive framework for establishing a personal workflow using best practices on the Mac. From now on I will recommend this book to any Mac user who comes to me with a Mac related question. It is such a wonderful, Mac reference source and users guide. It is unique in that it is not biased towards any particular software companies. Mr. Sparks provides the reader with a number of software options for each workflow objective, letting the reader choose the one which best suits the readers workflow and budget. This, in itself, will save you many times the price of this book. He provides the reader with a degree of familiarity with software choices that choosing the best option is much less confusing and as a result the reader will be saved from purchasing software which is not suitable for their particular needs. A case in point is his comparison of task managers for the Mac. The two main contenders are Things and OmniFocus. Mr. Sparks clearly prefers OmniFocus but he explains why and why Things might be a better option for readers who are not managing the literally thousands of tasks managed by Mr. Sparks. I have tried both softwares and I chose to use Things. Mr. Sparks' advice directly parallelled my experience using both softwares. This type of advice, for a perspective purchaser of software, is invaluable.<br/><br/>I want to close by saying that this book is an easy, enjoyable read. The writers, at the major websites devoted to personal computing, could learn a lot from Mr.Sparks' clear, detailed but not overwhelming explanations of the advantages and disadvantages of various programs, and more importantly, the step by step instructions, for the use of the programs he recommends. This book was obviously a work born of a love and a passion for the Mac. This book is a must read for anyone who owns, or is contemplating buying a Mac. I was disappointed when the book ended. Like a great performer Mr. Sparks' left me wanting more. My one small criticism is that Mr.Sparks did not discuss some of the really good software available to convert PDF files to either the Pages or Word formats. Solid PDF to Word is a useful tool I use for this purpose. I store everything in PDF files, organizing them in the software programs Paperless for personal documents and Paper for my academic work. The ability to transfer these PDF files to Pages or Word documents, with the formatting and fonts intact, is an important part of my workflow.<br/><br/>I read this book on my early 2009 MacBook using the Kindle Mac App, from the new Mac App store. This App makes reading on a Macbook a pleasure. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="RUQ3442FA5CYC.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RUQ3442FA5CYC/Helpful/1?ie=UTF8&token=04B380F4B818E6A2A12CABCF5B6BDBD2D5DC0BE4&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwODc3MDA2P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwODc3MDA2JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9dWdxcEFQcjljTGRJa2thY0lzUkwzNFA2UTQ0azZGVUplWHhmc215SlAzbyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=RUQ3442FA5CYC.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RUQ3442FA5CYC/Helpful/-1?ie=UTF8&token=21DBDCDFBE44DBC8D29F9D5E2E7DBC6717DD3C42&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwODc3MDA2P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwODc3MDA2JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9dWdxcEFQcjljTGRJa2thY0lzUkwzNFA2UTQ0azZGVUplWHhmc215SlAzbyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=RUQ3442FA5CYC.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="RUQ3442FA5CYC.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RUQ3442FA5CYC/Inappropriate/1?ie=UTF8&token=595A8F1C6B031734EAC4B1FD574AA2EC702AE83F&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwODc3MDA2P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwODc3MDA2JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9dWdxcEFQcjljTGRJa2thY0lzUkwzNFA2UTQ0azZGVUplWHhmc215SlAzbyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMDRaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=RUQ3442FA5CYC.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/RUQ3442FA5CYC" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/RUQ3442FA5CYC" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/RUQ3442FA5CYC" target="_top">Comment (1)</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

13 of 13 people found the following review helpful

“Mac At Work” By David Sparks – The Best Hardware & Software Guide Available For Apple’s, Mac Users, January 17, 2011

By 

John H. Armwood –

  

Amazon Verified Purchase(What’s this?)

This review is from: Mac at Work (Paperback)

I have completed this wonderful book, “Mac At Work” by David Sparks. This book is a must read for any Mac user, new or experienced, or for anyone who is contemplating buying a new personal computer. This book is first of all practically written, in non-technical terms, that any lay reader can understand. David explains clearly, the various features of the Apple OX10.6 operating system, and even more importantly he sifts though the many software options available for accomplishing the end objectives, the work product that is the real reason we use our computers. Even though this book is titled “Mac At Work” is is just as useful for the casual computer user.

Mr. Sparks overview of available software is comprehensive, to say the least. He covers, the various softwares with detailed instructions and tips. I am a Mac geek, my Mac owning friends come to me for questions all the time. With this said I have learned a tremendous amount of information from this book which will improve my work flow as a college professor. I am already uing many tips from this book and as a result I have acquired a number of new software titles, the most exceptional being DEVONthink Pro Office. This book provides a comprehensive framework for establishing a personal workflow using best practices on the Mac. From now on I will recommend this book to any Mac user who comes to me with a Mac related question. It is such a wonderful, Mac reference source and users guide. It is unique in that it is not biased towards any particular software companies. Mr. Sparks provides the reader with a number of software options for each workflow objective, letting the reader choose the one which best suits the readers workflow and budget. This, in itself, will save you many times the price of this book. He provides the reader with a degree of familiarity with software choices that choosing the best option is much less confusing and as a result the reader will be saved from purchasing software which is not suitable for their particular needs. A case in point is his comparison of task managers for the Mac. The two main contenders are Things and OmniFocus. Mr. Sparks clearly prefers OmniFocus but he explains why and why Things might be a better option for readers who are not managing the literally thousands of tasks managed by Mr. Sparks. I have tried both softwares and I chose to use Things. Mr. Sparks’ advice directly parallelled my experience using both softwares. This type of advice, for a perspective purchaser of software, is invaluable.

I want to close by saying that this book is an easy, enjoyable read. The writers, at the major websites devoted to personal computing, could learn a lot from Mr.Sparks’ clear, detailed but not overwhelming explanations of the advantages and disadvantages of various programs, and more importantly, the step by step instructions, for the use of the programs he recommends. This book was obviously a work born of a love and a passion for the Mac. This book is a must read for anyone who owns, or is contemplating buying a Mac. I was disappointed when the book ended. Like a great performer Mr. Sparks’ left me wanting more. My one small criticism is that Mr.Sparks did not discuss some of the really good software available to convert PDF files to either the Pages or Word formats. Solid PDF to Word is a useful tool I use for this purpose. I store everything in PDF files, organizing them in the software programs Paperless for personal documents and Paper for my academic work. The ability to transfer these PDF files to Pages or Word documents, with the formatting and fonts intact, is an important part of my workflow.

I read this book on my early 2009 MacBook using the Kindle Mac App, from the new Mac App store. This App makes reading on a Macbook a pleasure.

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]]> http://poormanscredit.com/blog/can-someone-help-me-reword-this-sentence/comment-page-1#comment-17043 smileischarity Sat, 19 May 2012 17:57:34 +0000 http://poormanscredit.com/blog/can-someone-help-me-reword-this-sentence#comment-17043 Try this Companies with Limited liability allow them to raise greater amounts of capital investments. I dont know if this makes sense but its worth a try. Try this

Companies with Limited liability allow them to raise greater amounts of capital investments.

I dont know if this makes sense but its worth a try.

]]> http://poormanscredit.com/blog/yes-you-can-still-retire-comfortably-the-baby-boom-retirement-crisis-and-how-to-beat-it/comment-page-1#comment-17049 DAI88 Sat, 19 May 2012 17:39:39 +0000 http://poormanscredit.com/blog/yes-you-can-still-retire-comfortably-the-baby-boom-retirement-crisis-and-how-to-beat-it#comment-17049 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 16 of 16 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-1-0._V192241078_.gif" width="64" alt="1.0 out of 5 stars" title="1.0 out of 5 stars" height="12" border="0"/></span> <b>Just the facts madam.</b>, <nobr>January 16, 2007</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A1UGXHIQCJJNR9?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">DAI88</span></a> (Sonora, CA) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A1UGXHIQCJJNR9?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Fast Cash: How I Made a Fortune Buying Notes (Paperback)</b> </div> I read this type of book for the facts, not to be entertained with war stories. This book is all stories that adds up to less than a page of facts. Read the preview, that is what the whole book is like. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R3H9CX1M2J85M6.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3H9CX1M2J85M6/Helpful/1?ie=UTF8&token=66FDAEB388FD9262EB93B5E7044ED4453FF857D0&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTM2NzgzMzk3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTM2NzgzMzk3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Y1pZUzdEYnQ2MFczWE1tSHJNb05hd1hwcjlxa01MVlo0WEd0NEdJN053USUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R3H9CX1M2J85M6.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3H9CX1M2J85M6/Helpful/-1?ie=UTF8&token=8453419C6086AB971ADBA783349BD81207324F2D&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTM2NzgzMzk3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTM2NzgzMzk3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Y1pZUzdEYnQ2MFczWE1tSHJNb05hd1hwcjlxa01MVlo0WEd0NEdJN053USUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R3H9CX1M2J85M6.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R3H9CX1M2J85M6.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3H9CX1M2J85M6/Inappropriate/1?ie=UTF8&token=9F9139206341DDA53B9E84652EAB29C55F98A738&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTM2NzgzMzk3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTM2NzgzMzk3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Y1pZUzdEYnQ2MFczWE1tSHJNb05hd1hwcjlxa01MVlo0WEd0NEdJN053USUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R3H9CX1M2J85M6.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R3H9CX1M2J85M6" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R3H9CX1M2J85M6" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R3H9CX1M2J85M6" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

16 of 16 people found the following review helpful

Just the facts madam., January 16, 2007

By 

DAI88 (Sonora, CA) –

This review is from: Fast Cash: How I Made a Fortune Buying Notes (Paperback)

I read this type of book for the facts, not to be entertained with war stories. This book is all stories that adds up to less than a page of facts. Read the preview, that is what the whole book is like.

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]]> http://poormanscredit.com/blog/can-someone-help-me-reword-this-sentence/comment-page-1#comment-17042 Ask And I Shall Answer !! Sat, 19 May 2012 17:39:30 +0000 http://poormanscredit.com/blog/can-someone-help-me-reword-this-sentence#comment-17042 "Limited Liability allows companies to raise greater amounts of investment capital." “Limited Liability allows companies to raise greater amounts of investment capital.”

]]> http://poormanscredit.com/blog/yes-you-can-still-retire-comfortably-the-baby-boom-retirement-crisis-and-how-to-beat-it/comment-page-1#comment-17048 Bookworm Sat, 19 May 2012 17:38:09 +0000 http://poormanscredit.com/blog/yes-you-can-still-retire-comfortably-the-baby-boom-retirement-crisis-and-how-to-beat-it#comment-17048 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 34 of 37 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-1-0._V192241078_.gif" width="64" alt="1.0 out of 5 stars" title="1.0 out of 5 stars" height="12" border="0"/></span> <b>My Rating is One Star Too Many</b>, <nobr>February 1, 2006</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A20UW59XU8O2JA?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Bookworm</span></a> - <a href="http://www.amazon.com/gp/cdp/member-reviews/A20UW59XU8O2JA?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Fast Cash: How I Made a Fortune Buying Notes (Paperback)</b> </div> This book is a waste. I got a library edition thank God! Why did the publisher let the author write it as a story with infinite quotes. Probably because if it were written in the traditional way it could be reduced to < 50 pages. If you want to part with your money give it to your local library. It would serve a better purpose. By all means do not purchase the book and then donate it to the library. Libraries already have enough worthless books. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R352BJVKIGFF75.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R352BJVKIGFF75/Helpful/1?ie=UTF8&token=4D29AB1B037F485781D3EE75993CAC5A7C549A95&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTM2NzgzMzk3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTM2NzgzMzk3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Y1pZUzdEYnQ2MFczWE1tSHJNb05hd1hwcjlxa01MVlo0WEd0NEdJN053USUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R352BJVKIGFF75.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R352BJVKIGFF75/Helpful/-1?ie=UTF8&token=D048DCB366FFF8942305ADC1009204BED26E2A56&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTM2NzgzMzk3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTM2NzgzMzk3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Y1pZUzdEYnQ2MFczWE1tSHJNb05hd1hwcjlxa01MVlo0WEd0NEdJN053USUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R352BJVKIGFF75.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R352BJVKIGFF75.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R352BJVKIGFF75/Inappropriate/1?ie=UTF8&token=E3390C0D9010E986E4530E2C830E0DBAF8467471&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTM2NzgzMzk3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTM2NzgzMzk3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9Y1pZUzdEYnQ2MFczWE1tSHJNb05hd1hwcjlxa01MVlo0WEd0NEdJN053USUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDBaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R352BJVKIGFF75.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R352BJVKIGFF75" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R352BJVKIGFF75" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R352BJVKIGFF75" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

34 of 37 people found the following review helpful

My Rating is One Star Too Many, February 1, 2006

By 

Bookworm –

This review is from: Fast Cash: How I Made a Fortune Buying Notes (Paperback)

This book is a waste. I got a library edition thank God! Why did the publisher let the author write it as a story with infinite quotes. Probably because if it were written in the traditional way it could be reduced to < 50 pages. If you want to part with your money give it to your local library. It would serve a better purpose. By all means do not purchase the book and then donate it to the library. Libraries already have enough worthless books.

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]]> http://poormanscredit.com/blog/yes-you-can-still-retire-comfortably-the-baby-boom-retirement-crisis-and-how-to-beat-it/comment-page-1#comment-17047 J. Waples "Grasshopper" Sat, 19 May 2012 17:34:09 +0000 http://poormanscredit.com/blog/yes-you-can-still-retire-comfortably-the-baby-boom-retirement-crisis-and-how-to-beat-it#comment-17047 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 37 of 41 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-4-0._V192240704_.gif" width="64" alt="4.0 out of 5 stars" title="4.0 out of 5 stars" height="12" border="0"/></span> <b>Good book, but may scare the weak of heart</b>, <nobr>March 22, 2006</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A2QM4WZ7DLVMSJ?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">J. Waples "Grasshopper"</span></a> (Okinawa, Japan) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A2QM4WZ7DLVMSJ?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span><a href="http://www.amazon.com/Yes-You-Still-Retire-Comfortably/dp/1401903185" target="_top">Yes, You Can Still Retire Comfortably! (Hardcover)</a></b> </div> Let me first say that I have the utmost respect for these two authors and have read their various published financial articles/books for the past 20 years. They present well researched information that the young investor should take to heart: Save like mad, invest in index/ETF portfolios based on modern portfolio theory, and live below your means. Now, after saying all that, after reading this book, especially the first part, I felt like slashing my financial wrists. The bleak pictures they paint for the retirement of the baby boomers, (god forbid the children of the baby boomers) leaves even myself (a multi-millionaire) wondering if eating Alpo is in my future. Really, the scare tactics to get one to save is really over the top. I've been studying the demographics of the baby boomers for over two decades and have made millions based on projecting what services/housing they would be needing in the future. Therefore, while I recommend this book to those interested in obtaining freedom in retirement, if you want the real story on baby boomer demographics, why not go to the direct source? That is, why not see what the U.S. Census Bureau is forecasting for the baby boomer's retirement. To do this, simply Google: 65+ in the United States: 2005. Another excellent source (but slightly dated) is "Demography is not Destiny" put out by the National Academy on an Aging Society http://www.agingsociety.org/agingsociety/publications/demography/index.html. To summarize many of the wonderful demographic gold nuggets, 7 out of 10 future retirees are doing just fine. Furthermore, yea BB number 76 million but that is only 18% (12.3 million) more children than the number of children that would have been born if fertility rates had remain at pre-World War II rates. It is also interesting to note, that there were almost as many children (72 million) born in the same timeframe (18 years) between 1977 to 1995. Next, if you include the number of children and elderly as a group, they represent "dependents". In 1960, there were 90 "dependents" for every 100 non-dependents (i.e. workers/or those of age that could work), in 2040 that rate will drop to 65.2 "dependents" to 100 non-dependents. Are raising children less expensive than helping our Moms/Dads? Ok, it is 38% more expensive than putting Jr through college? Finally, and this is a biggy, economic growth must average 1.6% over the next 25 years in order for us to afford Social Security and Medicare beneficiaries at today's equivalent expenditures (costs). In the past +32 years, real economic growth has average at or above 2.9%. Bottom line: If your reading this critic for this type of book, you no doubt are going to do just fine. But, then again, that's assuming you save like mad, invest in index/ETF portfolios based on modern portfolio theory, and live below your means. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="RS7ZJJH9MW5P6.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RS7ZJJH9MW5P6/Helpful/1?ie=UTF8&token=751AA7451C5565858F88358C1FE6A6C459B3A19F&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNDAxOTAzMTc3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNDAxOTAzMTc3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9ODdlMkIlMkJVVko3Nno1Yk1xSXlVZDlaR2x4a2VIMzRvcEFWMkxnRUpqbTFRJTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0E0MFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RS7ZJJH9MW5P6.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RS7ZJJH9MW5P6/Helpful/-1?ie=UTF8&token=C8B967E5E6B72D355280A8AB89BFE9B8A5474C12&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNDAxOTAzMTc3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNDAxOTAzMTc3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9ODdlMkIlMkJVVko3Nno1Yk1xSXlVZDlaR2x4a2VIMzRvcEFWMkxnRUpqbTFRJTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0E0MFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RS7ZJJH9MW5P6.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="RS7ZJJH9MW5P6.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RS7ZJJH9MW5P6/Inappropriate/1?ie=UTF8&token=320A35288ADEA4D7D8884846AC254630259C044B&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNDAxOTAzMTc3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNDAxOTAzMTc3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9ODdlMkIlMkJVVko3Nno1Yk1xSXlVZDlaR2x4a2VIMzRvcEFWMkxnRUpqbTFRJTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0E0MFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RS7ZJJH9MW5P6.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/RS7ZJJH9MW5P6" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/RS7ZJJH9MW5P6" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/RS7ZJJH9MW5P6" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

37 of 41 people found the following review helpful

Good book, but may scare the weak of heart, March 22, 2006

By 

J. Waples “Grasshopper” (Okinawa, Japan) –

  

This review is from: Yes, You Can Still Retire Comfortably! (Hardcover)

Let me first say that I have the utmost respect for these two authors and have read their various published financial articles/books for the past 20 years. They present well researched information that the young investor should take to heart: Save like mad, invest in index/ETF portfolios based on modern portfolio theory, and live below your means. Now, after saying all that, after reading this book, especially the first part, I felt like slashing my financial wrists. The bleak pictures they paint for the retirement of the baby boomers, (god forbid the children of the baby boomers) leaves even myself (a multi-millionaire) wondering if eating Alpo is in my future. Really, the scare tactics to get one to save is really over the top. I’ve been studying the demographics of the baby boomers for over two decades and have made millions based on projecting what services/housing they would be needing in the future. Therefore, while I recommend this book to those interested in obtaining freedom in retirement, if you want the real story on baby boomer demographics, why not go to the direct source? That is, why not see what the U.S. Census Bureau is forecasting for the baby boomer’s retirement. To do this, simply Google: 65+ in the United States: 2005. Another excellent source (but slightly dated) is “Demography is not Destiny” put out by the National Academy on an Aging Society http://www.agingsociety.org/agingsociety/publications/demography/index.html. To summarize many of the wonderful demographic gold nuggets, 7 out of 10 future retirees are doing just fine. Furthermore, yea BB number 76 million but that is only 18% (12.3 million) more children than the number of children that would have been born if fertility rates had remain at pre-World War II rates. It is also interesting to note, that there were almost as many children (72 million) born in the same timeframe (18 years) between 1977 to 1995. Next, if you include the number of children and elderly as a group, they represent “dependents”. In 1960, there were 90 “dependents” for every 100 non-dependents (i.e. workers/or those of age that could work), in 2040 that rate will drop to 65.2 “dependents” to 100 non-dependents. Are raising children less expensive than helping our Moms/Dads? Ok, it is 38% more expensive than putting Jr through college? Finally, and this is a biggy, economic growth must average 1.6% over the next 25 years in order for us to afford Social Security and Medicare beneficiaries at today’s equivalent expenditures (costs). In the past +32 years, real economic growth has average at or above 2.9%. Bottom line: If your reading this critic for this type of book, you no doubt are going to do just fine. But, then again, that’s assuming you save like mad, invest in index/ETF portfolios based on modern portfolio theory, and live below your means.

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]]> http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition/comment-page-1#comment-17036 Anonymous Sat, 19 May 2012 17:06:29 +0000 http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition#comment-17036 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 1 of 2 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-1-0._V192241078_.gif" width="64" alt="1.0 out of 5 stars" title="1.0 out of 5 stars" height="12" border="0"/></span> <b>Mediocre Microsoft Office Book</b>, <nobr>December 26, 2010</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/ABSYIF0ONC2AF?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Lee</span></a> (CA) - <a href="http://www.amazon.com/gp/cdp/member-reviews/ABSYIF0ONC2AF?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#VN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_vn_1._V192249933_.gif" width="62" align="absmiddle" alt="(VINE VOICE)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>MIS Cases: Decision Making wih Application Software (4th Edition) (Paperback)</b> </div> This book should be renamed as "Adventures in Microsoft Office". This book, just like the 3rd edition, has almost nothing to do with MIS or managing information systems; unless you confuse MIS with being an administrative assistant. It is just a collection of exercises related to Microsoft Office's Excel and Access. Making decisions about IT infrastructure requires knowledge about networking, application servers, and real production databases. (Access is toy for small businesses not savvy enough to use open source databases like Postgresql or MySQL. It's not something used in an enterprise environment. Large organizations can afford MS SQL Server, DB2, & OracleDB.)<br/><br/>If you want a book that actually deals with MIS, read Electronic Commerce by Gary P. Schneider. It's not perfect, but it gives a better overview than this book. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R2KJXLC8PG0VNX.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2KJXLC8PG0VNX/Helpful/1?ie=UTF8&token=9EBB3EF5E7839DC727EAE663305DD900763C057D&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMTMyMzgxMDUyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMTMyMzgxMDUyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9YlBjaXlyTnpvTndkdTklMkJPdSUyQkROVlE3RDVqWW8lMkZaMGVJZXQ5eGclMkZhalM0JTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0EwNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R2KJXLC8PG0VNX.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2KJXLC8PG0VNX/Helpful/-1?ie=UTF8&token=C7AC1E33BDEE342F6A0011153EC33A69EA0637DE&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMTMyMzgxMDUyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMTMyMzgxMDUyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9YlBjaXlyTnpvTndkdTklMkJPdSUyQkROVlE3RDVqWW8lMkZaMGVJZXQ5eGclMkZhalM0JTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0EwNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R2KJXLC8PG0VNX.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R2KJXLC8PG0VNX.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2KJXLC8PG0VNX/Inappropriate/1?ie=UTF8&token=70E7EADDBBA193A87836423AE9EBDCA537F2926E&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMTMyMzgxMDUyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMTMyMzgxMDUyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9YlBjaXlyTnpvTndkdTklMkJPdSUyQkROVlE3RDVqWW8lMkZaMGVJZXQ5eGclMkZhalM0JTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0EwNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R2KJXLC8PG0VNX.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R2KJXLC8PG0VNX" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R2KJXLC8PG0VNX" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R2KJXLC8PG0VNX" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

1 of 2 people found the following review helpful

Mediocre Microsoft Office Book, December 26, 2010

By 

Lee (CA) –

  

This review is from: MIS Cases: Decision Making wih Application Software (4th Edition) (Paperback)

This book should be renamed as “Adventures in Microsoft Office”. This book, just like the 3rd edition, has almost nothing to do with MIS or managing information systems; unless you confuse MIS with being an administrative assistant. It is just a collection of exercises related to Microsoft Office’s Excel and Access. Making decisions about IT infrastructure requires knowledge about networking, application servers, and real production databases. (Access is toy for small businesses not savvy enough to use open source databases like Postgresql or MySQL. It’s not something used in an enterprise environment. Large organizations can afford MS SQL Server, DB2, & OracleDB.)

If you want a book that actually deals with MIS, read Electronic Commerce by Gary P. Schneider. It’s not perfect, but it gives a better overview than this book.

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]]> http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition/comment-page-1#comment-17035 Lee Sat, 19 May 2012 16:58:35 +0000 http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition#comment-17035 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>MIS Cases</b>, <nobr>March 5, 2012</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A1HKAFNW1NHXL4?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">B477</span></a> - <a href="http://www.amazon.com/gp/cdp/member-reviews/A1HKAFNW1NHXL4?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <span class="crVerifiedStripe"><b class="h3color tiny" style="margin-right: 0.5em;">Amazon Verified Purchase</b><span class="tiny verifyWhatsThis">(<a href="http://www.amazon.com/gp/community-help/amazon-verified-purchase" target="AmazonHelp" onclick="amz_js_PopWin('http://www.amazon.com/gp/community-help/amazon-verified-purchase', 'AmazonHelp', 'width=400,height=500,resizable=1,scrollbars=1,toolbar=0,status=1');return false; ">What's this?</a>)</span></span> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>MIS Cases: Decision Making wih Application Software (4th Edition) (Paperback)</b> </div> This book is harder to follow than previous computer classes that I have taken but the sender did a nice job. The book came on time and in good condition. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="RN341PSHP8NAU.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RN341PSHP8NAU/Helpful/1?ie=UTF8&token=7209327DE5CD70143F70CC1687AC844F4C714566&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMTMyMzgxMDUyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMTMyMzgxMDUyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9YlBjaXlyTnpvTndkdTklMkJPdSUyQkROVlE3RDVqWW8lMkZaMGVJZXQ5eGclMkZhalM0JTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0EwNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RN341PSHP8NAU.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RN341PSHP8NAU/Helpful/-1?ie=UTF8&token=28032BEE11303F8F0294F8D0B04054F9554A8C41&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMTMyMzgxMDUyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMTMyMzgxMDUyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9YlBjaXlyTnpvTndkdTklMkJPdSUyQkROVlE3RDVqWW8lMkZaMGVJZXQ5eGclMkZhalM0JTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0EwNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RN341PSHP8NAU.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="RN341PSHP8NAU.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RN341PSHP8NAU/Inappropriate/1?ie=UTF8&token=38D934DCF043F27E12A9BDD561B0906150684A89&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMTMyMzgxMDUyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMTMyMzgxMDUyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9YlBjaXlyTnpvTndkdTklMkJPdSUyQkROVlE3RDVqWW8lMkZaMGVJZXQ5eGclMkZhalM0JTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0EwNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RN341PSHP8NAU.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/RN341PSHP8NAU" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/RN341PSHP8NAU" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/RN341PSHP8NAU" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

MIS Cases, March 5, 2012

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B477 –

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This review is from: MIS Cases: Decision Making wih Application Software (4th Edition) (Paperback)

This book is harder to follow than previous computer classes that I have taken but the sender did a nice job. The book came on time and in good condition.

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]]> http://poormanscredit.com/blog/crazy-joke-are-you-able-to-write-other-phrases-of-this-movie-only-knowing-these-bellow/comment-page-1#comment-17045 mcd_48230 Sat, 19 May 2012 16:55:47 +0000 http://poormanscredit.com/blog/crazy-joke-are-you-able-to-write-other-phrases-of-this-movie-only-knowing-these-bellow#comment-17045 "I need to see the plans. I need to see the plans. I need to see the plans. I need to see the plans." "I didn't listen to your phone calls!, I read the transcripts" “I need to see the plans. I need to see the plans. I need to see the plans. I need to see the plans.”

“I didn’t listen to your phone calls!, I read the transcripts”

]]> http://poormanscredit.com/blog/yes-you-can-still-retire-comfortably-the-baby-boom-retirement-crisis-and-how-to-beat-it/comment-page-1#comment-17046 Craig Matteson Sat, 19 May 2012 16:55:45 +0000 http://poormanscredit.com/blog/yes-you-can-still-retire-comfortably-the-baby-boom-retirement-crisis-and-how-to-beat-it#comment-17046 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 69 of 72 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>Great information and resources for getting a handle on financing your retirement</b>, <nobr>August 29, 2005</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/AUHG8KSHI529U?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Craig Matteson</span></a> (Saline, MI) - <a href="http://www.amazon.com/gp/cdp/member-reviews/AUHG8KSHI529U?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#TR" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_tr_5._V192249971_.gif" width="93" align="absmiddle" alt="(TOP 500 REVIEWER)" height="15" border="0"/></a>    <a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#HF" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_hf_1._V192249975_.gif" width="111" align="absmiddle" alt="(HALL OF FAME REVIEWER)" height="15" border="0"/></a>    <a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span><a href="http://www.amazon.com/Yes-You-Still-Retire-Comfortably/dp/1401903185" target="_top">Yes, You Can Still Retire Comfortably! (Hardcover)</a></b> </div> Ben Stein and Phil DeMuth have done us a real favor by speaking the unvarnished truth about what needs to be done by everyone who will face retirement. They have provided a clear and sensible approach that can be easily adapted whether you are planning on retirement in five years or in fifty. Obviously, the more time you have until retirement, the better you can prepare.<br/><br/>What I particularly like about the approach taken here is that it doesn't pretend that if everyone followed their advice that society would be rid of the problem of the Baby Boomers moving into their retirement decades (nowadays, retirement lasts much longer than most of us realize). This is a book for YOU. As the authors admit, the idea that everyone will follow the advice offered in this book is roughly nil. However, it is a book about each of us taking responsibility for our own future and rescuing our elderly self. I like the notion the authors put forward about our common fantasy of wishing we could help our younger self do better with what we have learned in life. However, the past cannot be changed. We do have ability to help our future self live better if we will take the proper steps now. When Stein and DeMuth say, "now", they mean today, not sometime when you finally have extra money to sock away. Somehow that time of future affluence never seems to materialize by itself.<br/><br/>Stein and DeMuth take away all our comforting delusions about Social Security and the inevitable choices the government will have to make someday. In all their calculations they also warn us about tax assumptions that can change as future politicians need access to our savings and wealth to fund their programs. The overall point of their warnings is that you need to prepare for your future as if you had to pay for it by yourself.<br/><br/>They help us think through our home, different kinds of investments to store our savings (and hopefully earn some more as well), thinking carefully about how and where we live, how long we should (need to) work, how to keep earning during retirement, and urge us to realize that any pain we think we would incur with the level of savings needed to fund our retirement will not go away if delayed. It will simply be pain that will be saved and collect interest and will make our future self more impoverished and miserable than he needed to be.<br/><br/>There are many worksheets so we can learn the principles by thinking carefully about our own situation. The book also has some helpful principles that are easy to commit to memory. I also liked the section of the book that takes us from our teenage years to retirement and what we should be accomplishing financially during those years.<br/><br/>The way Stein and DeMuth focus on doing prudent things with an emphasis on steady behavior, low cost investing, with rebalancing every five years (so you don't spend too much rebalancing every year, or finding your portfolio seriously out of whack current market realities), and taking as few risks with money you must preserve for your future, I think is extremely helpful. They warn against hoping that there is some kind of lottery win or stock market miracle that will come and provide for your future. The only person one who will care for the older you is the present you. Please do yourself a favor and read this book and then get to work.<br/><br/>The authors use that old joke about outrunning the bears. You don't have to be faster than all the bears, just the guys running next to you. And the truth is the YOUNGER you are when you start this marathon, the easier it will be to outdistance the bears. So, YOUNG PEOPLE will benefit from this book as much as or even more than those near retirement.<br/><br/>Fine book, and very much needed. Don't forget their other books on related topics "Yes, You Can Time the Market" and "Yes, You Can Become a Successful Income Investor". <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R29O8DPT110T92.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R29O8DPT110T92/Helpful/1?ie=UTF8&token=B03989C30BCEA09C91AD11E2B6945F44A589E3F9&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNDAxOTAzMTc3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNDAxOTAzMTc3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9ODdlMkIlMkJVVko3Nno1Yk1xSXlVZDlaR2x4a2VIMzRvcEFWMkxnRUpqbTFRJTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0E0MFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R29O8DPT110T92.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R29O8DPT110T92/Helpful/-1?ie=UTF8&token=14C312D47B068AC9145134954B66C00717D5813E&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNDAxOTAzMTc3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNDAxOTAzMTc3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9ODdlMkIlMkJVVko3Nno1Yk1xSXlVZDlaR2x4a2VIMzRvcEFWMkxnRUpqbTFRJTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0E0MFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R29O8DPT110T92.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R29O8DPT110T92.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R29O8DPT110T92/Inappropriate/1?ie=UTF8&token=67428EAFD2124EC6FEB2EB5AECC59606B6591433&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNDAxOTAzMTc3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNDAxOTAzMTc3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9ODdlMkIlMkJVVko3Nno1Yk1xSXlVZDlaR2x4a2VIMzRvcEFWMkxnRUpqbTFRJTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0E0MFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R29O8DPT110T92.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R29O8DPT110T92" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R29O8DPT110T92" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R29O8DPT110T92" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

69 of 72 people found the following review helpful

Great information and resources for getting a handle on financing your retirement, August 29, 2005

By 

Craig Matteson (Saline, MI) –

  

  

  

This review is from: Yes, You Can Still Retire Comfortably! (Hardcover)

Ben Stein and Phil DeMuth have done us a real favor by speaking the unvarnished truth about what needs to be done by everyone who will face retirement. They have provided a clear and sensible approach that can be easily adapted whether you are planning on retirement in five years or in fifty. Obviously, the more time you have until retirement, the better you can prepare.

What I particularly like about the approach taken here is that it doesn’t pretend that if everyone followed their advice that society would be rid of the problem of the Baby Boomers moving into their retirement decades (nowadays, retirement lasts much longer than most of us realize). This is a book for YOU. As the authors admit, the idea that everyone will follow the advice offered in this book is roughly nil. However, it is a book about each of us taking responsibility for our own future and rescuing our elderly self. I like the notion the authors put forward about our common fantasy of wishing we could help our younger self do better with what we have learned in life. However, the past cannot be changed. We do have ability to help our future self live better if we will take the proper steps now. When Stein and DeMuth say, “now”, they mean today, not sometime when you finally have extra money to sock away. Somehow that time of future affluence never seems to materialize by itself.

Stein and DeMuth take away all our comforting delusions about Social Security and the inevitable choices the government will have to make someday. In all their calculations they also warn us about tax assumptions that can change as future politicians need access to our savings and wealth to fund their programs. The overall point of their warnings is that you need to prepare for your future as if you had to pay for it by yourself.

They help us think through our home, different kinds of investments to store our savings (and hopefully earn some more as well), thinking carefully about how and where we live, how long we should (need to) work, how to keep earning during retirement, and urge us to realize that any pain we think we would incur with the level of savings needed to fund our retirement will not go away if delayed. It will simply be pain that will be saved and collect interest and will make our future self more impoverished and miserable than he needed to be.

There are many worksheets so we can learn the principles by thinking carefully about our own situation. The book also has some helpful principles that are easy to commit to memory. I also liked the section of the book that takes us from our teenage years to retirement and what we should be accomplishing financially during those years.

The way Stein and DeMuth focus on doing prudent things with an emphasis on steady behavior, low cost investing, with rebalancing every five years (so you don’t spend too much rebalancing every year, or finding your portfolio seriously out of whack current market realities), and taking as few risks with money you must preserve for your future, I think is extremely helpful. They warn against hoping that there is some kind of lottery win or stock market miracle that will come and provide for your future. The only person one who will care for the older you is the present you. Please do yourself a favor and read this book and then get to work.

The authors use that old joke about outrunning the bears. You don’t have to be faster than all the bears, just the guys running next to you. And the truth is the YOUNGER you are when you start this marathon, the easier it will be to outdistance the bears. So, YOUNG PEOPLE will benefit from this book as much as or even more than those near retirement.

Fine book, and very much needed. Don’t forget their other books on related topics “Yes, You Can Time the Market” and “Yes, You Can Become a Successful Income Investor”.

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]]> http://poormanscredit.com/blog/debt-free-from-debt-to-financial-freedom-how-to-suceed-on-a-family-budget/comment-page-1#comment-17040 Craig Dunstan Sat, 19 May 2012 16:51:12 +0000 http://poormanscredit.com/blog/debt-free-from-debt-to-financial-freedom-how-to-suceed-on-a-family-budget#comment-17040 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 2 of 2 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>A Very Thoughtful Book on Getting Out Of Debt</b>, <nobr>March 3, 2012</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A98RKB8VENGTX?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Craig Dunstan</span></a> (Topeka, Kansas) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A98RKB8VENGTX?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <span class="crVerifiedStripe"><b class="h3color tiny" style="margin-right: 0.5em;">Amazon Verified Purchase</b><span class="tiny verifyWhatsThis">(<a href="http://www.amazon.com/gp/community-help/amazon-verified-purchase" target="AmazonHelp" onclick="amz_js_PopWin('http://www.amazon.com/gp/community-help/amazon-verified-purchase', 'AmazonHelp', 'width=400,height=500,resizable=1,scrollbars=1,toolbar=0,status=1');return false; ">What's this?</a>)</span></span> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Debt Free (From Debt To Financial Freedom, How To Suceed On A Family Budget) (Kindle Edition)</b> </div> I've read several books about getting out of debt, but I found this one better than most. The author spends a little time discussing the less obvious problems with debt. Problems like depression, stress and broken relationships. But this book isn't just about theory. The author gives several practical suggestions on cutting expenses and using the debt snowball. I would recommend this book to anyone suffering from debt and anyone looking for a way to save money in this economy. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R3R2YADFAEWLBR.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3R2YADFAEWLBR/Helpful/1?ie=UTF8&token=7BA804E6DD583FC4716306D80F9248A661F9A247&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy9CMDA3OU9XWlRFP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj1CMDA3OU9XWlRFJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9VFVEZVVuN1V2bFZwMWxVTGlnTHVsY2tja0RwN014eHhqc2E3WmhqU2FGSSUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMTJaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R3R2YADFAEWLBR.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3R2YADFAEWLBR/Helpful/-1?ie=UTF8&token=8AEFBFE12321E8944E582F261CC6D71225B47BE4&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy9CMDA3OU9XWlRFP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj1CMDA3OU9XWlRFJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9VFVEZVVuN1V2bFZwMWxVTGlnTHVsY2tja0RwN014eHhqc2E3WmhqU2FGSSUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMTJaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R3R2YADFAEWLBR.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R3R2YADFAEWLBR.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3R2YADFAEWLBR/Inappropriate/1?ie=UTF8&token=1F5EB7776BCDC3FC064B5D18078B69B6A1A5140F&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy9CMDA3OU9XWlRFP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj1CMDA3OU9XWlRFJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9VFVEZVVuN1V2bFZwMWxVTGlnTHVsY2tja0RwN014eHhqc2E3WmhqU2FGSSUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBMTJaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R3R2YADFAEWLBR.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R3R2YADFAEWLBR" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R3R2YADFAEWLBR" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R3R2YADFAEWLBR" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

2 of 2 people found the following review helpful

A Very Thoughtful Book on Getting Out Of Debt, March 3, 2012

By 

Craig Dunstan (Topeka, Kansas) –

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This review is from: Debt Free (From Debt To Financial Freedom, How To Suceed On A Family Budget) (Kindle Edition)

I’ve read several books about getting out of debt, but I found this one better than most. The author spends a little time discussing the less obvious problems with debt. Problems like depression, stress and broken relationships. But this book isn’t just about theory. The author gives several practical suggestions on cutting expenses and using the debt snowball. I would recommend this book to anyone suffering from debt and anyone looking for a way to save money in this economy.

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]]> http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition/comment-page-1#comment-17034 Adam Benson Sat, 19 May 2012 16:47:02 +0000 http://poormanscredit.com/blog/mis-cases-decision-making-wih-application-software-4th-edition#comment-17034 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 5 of 6 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-4-0._V192240704_.gif" width="64" alt="4.0 out of 5 stars" title="4.0 out of 5 stars" height="12" border="0"/></span> <b>A good business case book with a focus on using MS Office</b>, <nobr>December 16, 2009</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A1XDEW3UFS46T7?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Adam Benson</span></a> (Decatur, IL) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A1XDEW3UFS46T7?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>MIS Cases: Decision Making wih Application Software (4th Edition) (Paperback)</b> </div> This is a good book.<br/>This book is not about MIS in terms of how people and technology relate to one another (the IT artifact). It is a book that provides some credible business situations where one could use MS Excel or Access to derive a solution and corresponding report. Think of it as being like a math book filled with word problems.<br/>I can talk about MS Office and kill my students with PowerPoint shows all day long only to have them able to check a box or menu selection - and still learn nothing of practical value. Only when I challenge them with these cases do they have a chance to demonstrate problem solving skills.<br/>Our department has adopted this text for the introduction to desktop computing, and introduction to MIS. We believe it will help all the school's business students be better prepared for MIS, Accounting, Finance, HR, etc because it asks students to think critically and use the tools at hand to answer the questions that are relevant to these disciplines. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R1Q2DC1JJWZITA.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R1Q2DC1JJWZITA/Helpful/1?ie=UTF8&token=C900C193FBA55549A12A09C129EA56BEC7B439B0&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMTMyMzgxMDUyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMTMyMzgxMDUyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9YlBjaXlyTnpvTndkdTklMkJPdSUyQkROVlE3RDVqWW8lMkZaMGVJZXQ5eGclMkZhalM0JTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0EwNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R1Q2DC1JJWZITA.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R1Q2DC1JJWZITA/Helpful/-1?ie=UTF8&token=A200A085C9819D239BD893694A1A924A2FD51BC6&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMTMyMzgxMDUyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMTMyMzgxMDUyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9YlBjaXlyTnpvTndkdTklMkJPdSUyQkROVlE3RDVqWW8lMkZaMGVJZXQ5eGclMkZhalM0JTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0EwNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R1Q2DC1JJWZITA.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R1Q2DC1JJWZITA.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R1Q2DC1JJWZITA/Inappropriate/1?ie=UTF8&token=0DED72D909F4A02B2B02F907BA4D4F5A3AA95E6B&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMTMyMzgxMDUyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMTMyMzgxMDUyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9YlBjaXlyTnpvTndkdTklMkJPdSUyQkROVlE3RDVqWW8lMkZaMGVJZXQ5eGclMkZhalM0JTNEJmV4cD0yMDEyLTA1LTIwVDE2JTNBMDAlM0EwNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R1Q2DC1JJWZITA.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R1Q2DC1JJWZITA" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R1Q2DC1JJWZITA" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R1Q2DC1JJWZITA" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

5 of 6 people found the following review helpful

A good business case book with a focus on using MS Office, December 16, 2009

By 

Adam Benson (Decatur, IL) –

  

This review is from: MIS Cases: Decision Making wih Application Software (4th Edition) (Paperback)

This is a good book.
This book is not about MIS in terms of how people and technology relate to one another (the IT artifact). It is a book that provides some credible business situations where one could use MS Excel or Access to derive a solution and corresponding report. Think of it as being like a math book filled with word problems.
I can talk about MS Office and kill my students with PowerPoint shows all day long only to have them able to check a box or menu selection – and still learn nothing of practical value. Only when I challenge them with these cases do they have a chance to demonstrate problem solving skills.
Our department has adopted this text for the introduction to desktop computing, and introduction to MIS. We believe it will help all the school’s business students be better prepared for MIS, Accounting, Finance, HR, etc because it asks students to think critically and use the tools at hand to answer the questions that are relevant to these disciplines.

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]]> http://poormanscredit.com/blog/can-someone-help-me-reword-this-sentence/comment-page-1#comment-17041 Zach Sat, 19 May 2012 16:45:27 +0000 http://poormanscredit.com/blog/can-someone-help-me-reword-this-sentence#comment-17041 Limited liability will result in greater amounts of capitol investments? sorry i would know better if i knew what you were talking about Limited liability will result in greater amounts of capitol investments? sorry i would know better if i knew what you were talking about

]]> http://poormanscredit.com/blog/stealing-you-blind-how-government-fat-cats-are-getting-rich-off-of-you-reviews/comment-page-1#comment-17052 Vinnie Sat, 19 May 2012 16:13:23 +0000 http://poormanscredit.com/blog/stealing-you-blind-how-government-fat-cats-are-getting-rich-off-of-you-reviews#comment-17052 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 15 of 16 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>Murray nails it again</b>, <nobr>July 13, 2011</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A3UMSV0AWMA491?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Vinnie</span></a> - <a href="http://www.amazon.com/gp/cdp/member-reviews/A3UMSV0AWMA491?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Stealing You Blind: How Government Fat Cats Are Getting Rich Off of You (Hardcover)</b> </div> Murray exposes the incestuous relationship between special interest and politicians in Stealing you Blind. Whether it is so-called research grants, government unions, rent seeking corporation, or simply over regulation, Murray shows the political process that is hosing the American Taxpayer.<br/><br/>The book is a must read for anyone concerned about our runaway budget and the debt we are leaving our children. Murray's writing style and in depth research provides something for everyone from the political notice to policy wonks in Washington. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R1RN4P98WQGPXI.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R1RN4P98WQGPXI/Helpful/1?ie=UTF8&token=C94DE80FBD7E8D22273C11B8765CC9CF447E74F8&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNTk2OTgxNTM5P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNTk2OTgxNTM5JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9JTJGYlVqVW1FMExQQnVWZyUyRjhSMTVmdVY2MzJHJTJCWGhCMGtCMTdaOXp5ejF0dyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDVaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R1RN4P98WQGPXI.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R1RN4P98WQGPXI/Helpful/-1?ie=UTF8&token=897D5143B8EC969EC1F139FF0651CF19D94CA92F&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNTk2OTgxNTM5P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNTk2OTgxNTM5JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9JTJGYlVqVW1FMExQQnVWZyUyRjhSMTVmdVY2MzJHJTJCWGhCMGtCMTdaOXp5ejF0dyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDVaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R1RN4P98WQGPXI.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R1RN4P98WQGPXI.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R1RN4P98WQGPXI/Inappropriate/1?ie=UTF8&token=9D8C43DE22B65799B4864E8CEFD272B91A49CDA1&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNTk2OTgxNTM5P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNTk2OTgxNTM5JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9JTJGYlVqVW1FMExQQnVWZyUyRjhSMTVmdVY2MzJHJTJCWGhCMGtCMTdaOXp5ejF0dyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDVaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R1RN4P98WQGPXI.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R1RN4P98WQGPXI" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R1RN4P98WQGPXI" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R1RN4P98WQGPXI" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

15 of 16 people found the following review helpful

Murray nails it again, July 13, 2011

By 

Vinnie –

This review is from: Stealing You Blind: How Government Fat Cats Are Getting Rich Off of You (Hardcover)

Murray exposes the incestuous relationship between special interest and politicians in Stealing you Blind. Whether it is so-called research grants, government unions, rent seeking corporation, or simply over regulation, Murray shows the political process that is hosing the American Taxpayer.

The book is a must read for anyone concerned about our runaway budget and the debt we are leaving our children. Murray’s writing style and in depth research provides something for everyone from the political notice to policy wonks in Washington.

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]]> http://poormanscredit.com/blog/stealing-you-blind-how-government-fat-cats-are-getting-rich-off-of-you-reviews/comment-page-1#comment-17051 Ryan Young Sat, 19 May 2012 16:09:00 +0000 http://poormanscredit.com/blog/stealing-you-blind-how-government-fat-cats-are-getting-rich-off-of-you-reviews#comment-17051 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 49 of 50 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>Excellent Introduction to Public Choice Theory</b>, <nobr>June 27, 2011</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A2W60YTEV1DC0X?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Ryan Young</span></a> (Washington, DC) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A2W60YTEV1DC0X?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Stealing You Blind: How Government Fat Cats Are Getting Rich Off of You (Hardcover)</b> </div> Disclosure: the author is a colleague.<br/><br/>Stealing You Blind is a depressing read, though a necessary one. Murray only uses the phrase once, but he has written an excellent introduction to the branch of economics called public choice theory. That alone makes this book a worthwhile (and surprisingly quick) read.<br/><br/>One of the basic lessons of economics is that people respond to incentives. The trouble is that many people forget that insight when it comes to government employees. Politicians, and bureaucrats, the thinking goes, are dispassionate, objective, and (usually) act in the public interest. The public choice theorist's job is to remind us that bureaucrats and politicians are people, too. They have incentives, and they respond to them.<br/><br/>Murray does a lot of reminding in this book. It contains story after depressing story of government officials responding to their incentives. A politician's incentive is to win re-election. A regulator's incentive is to expand his agency's turf and budget. A public sector labor union's incentive is to gain members -- usually by growing government and supporting allied politicians.<br/><br/>This has consequences. When regulators have the power to tilt the playing field, businesses have an incentive to come to Washington and see that the field is tilted their way. This is called regulatory capture, and it is a huge source of Washington corruption.<br/><br/>Another incentive that public sector employees share with the rest of us is to get paid. Murray gives many examples of pay-related corruption, such as a city manager in a small California city with an $800,000 salary. The sweetheart salaries, pensions, early retirements, and other perks have reached the point that bankruptcy will soon be the only option for some cities, and even some states.<br/><br/>Murray concludes with a list of suggested reforms. Everything is on the table, from outright abolishing the departments of Commerce and Education, to requiring Congress to vote on major regulations.<br/><br/>The only quibble I have is that Murray is less of a gradualist than I am. He would like to see as many reforms as possible enacted at once. I worry that they will fail to stick if that happens; one step at a time. We still agree very much on the problem, and what fixes are needed.<br/><br/>I also feel that the book's title, and especially its subtitle, are less than subtle. But if the publishers think that will sell more books, then I hope they are right. Stealing You Blind deserves to be widely read. Highly recommended. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R16RBJDECSGL81.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R16RBJDECSGL81/Helpful/1?ie=UTF8&token=0BC19335ADF8967D6A37D2212973541B307F4BE6&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNTk2OTgxNTM5P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNTk2OTgxNTM5JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9JTJGYlVqVW1FMExQQnVWZyUyRjhSMTVmdVY2MzJHJTJCWGhCMGtCMTdaOXp5ejF0dyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDVaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R16RBJDECSGL81.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R16RBJDECSGL81/Helpful/-1?ie=UTF8&token=DD61F09C435412E62C6D1B838FE37ED76B4C6AD4&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNTk2OTgxNTM5P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNTk2OTgxNTM5JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9JTJGYlVqVW1FMExQQnVWZyUyRjhSMTVmdVY2MzJHJTJCWGhCMGtCMTdaOXp5ejF0dyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDVaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R16RBJDECSGL81.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R16RBJDECSGL81.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R16RBJDECSGL81/Inappropriate/1?ie=UTF8&token=134EC8E1C30D2A80482B667082BE91CD5C82A9E9&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xNTk2OTgxNTM5P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xNTk2OTgxNTM5JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9JTJGYlVqVW1FMExQQnVWZyUyRjhSMTVmdVY2MzJHJTJCWGhCMGtCMTdaOXp5ejF0dyUzRCZleHA9MjAxMi0wNS0yMFQxNiUzQTAwJTNBNDVaJmF0YWc9d2ViZXJzbWFsbA&voteAnchorName=R16RBJDECSGL81.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R16RBJDECSGL81" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R16RBJDECSGL81" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R16RBJDECSGL81" target="_top">Comments (5)</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

49 of 50 people found the following review helpful

Excellent Introduction to Public Choice Theory, June 27, 2011

By 

Ryan Young (Washington, DC) –

  

This review is from: Stealing You Blind: How Government Fat Cats Are Getting Rich Off of You (Hardcover)

Disclosure: the author is a colleague.

Stealing You Blind is a depressing read, though a necessary one. Murray only uses the phrase once, but he has written an excellent introduction to the branch of economics called public choice theory. That alone makes this book a worthwhile (and surprisingly quick) read.

One of the basic lessons of economics is that people respond to incentives. The trouble is that many people forget that insight when it comes to government employees. Politicians, and bureaucrats, the thinking goes, are dispassionate, objective, and (usually) act in the public interest. The public choice theorist’s job is to remind us that bureaucrats and politicians are people, too. They have incentives, and they respond to them.

Murray does a lot of reminding in this book. It contains story after depressing story of government officials responding to their incentives. A politician’s incentive is to win re-election. A regulator’s incentive is to expand his agency’s turf and budget. A public sector labor union’s incentive is to gain members — usually by growing government and supporting allied politicians.

This has consequences. When regulators have the power to tilt the playing field, businesses have an incentive to come to Washington and see that the field is tilted their way. This is called regulatory capture, and it is a huge source of Washington corruption.

Another incentive that public sector employees share with the rest of us is to get paid. Murray gives many examples of pay-related corruption, such as a city manager in a small California city with an $800,000 salary. The sweetheart salaries, pensions, early retirements, and other perks have reached the point that bankruptcy will soon be the only option for some cities, and even some states.

Murray concludes with a list of suggested reforms. Everything is on the table, from outright abolishing the departments of Commerce and Education, to requiring Congress to vote on major regulations.

The only quibble I have is that Murray is less of a gradualist than I am. He would like to see as many reforms as possible enacted at once. I worry that they will fail to stick if that happens; one step at a time. We still agree very much on the problem, and what fixes are needed.

I also feel that the book’s title, and especially its subtitle, are less than subtle. But if the publishers think that will sell more books, then I hope they are right. Stealing You Blind deserves to be widely read. Highly recommended.

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Was this review helpful to you? 

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]]> http://poormanscredit.com/blog/everything-counts-52-remarkable-ways-to-inspire-excellence-and-drive-results-reviews/comment-page-1#comment-17031 Alain B. Burrese "Author, Speaker, Mediator, ... Fri, 18 May 2012 21:48:59 +0000 http://poormanscredit.com/blog/everything-counts-52-remarkable-ways-to-inspire-excellence-and-drive-results-reviews#comment-17031 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 2 of 2 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>Yes, Everything Does Count on Your Journey to Success</b>, <nobr>December 18, 2010</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/ADEVBXUS0RSIR?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Alain B. Burrese "Author, Speaker, Mediator, ...</span></a> (Missoula, MT) - <a href="http://www.amazon.com/gp/cdp/member-reviews/ADEVBXUS0RSIR?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#VN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_vn_1._V192249933_.gif" width="62" align="absmiddle" alt="(VINE VOICE)" height="15" border="0"/></a>    <a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#TR" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_tr_6._V192249968_.gif" width="101" align="absmiddle" alt="(TOP 1000 REVIEWER)" height="15" border="0"/></a>    <a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Everything Counts: 52 Remarkable Ways to Inspire Excellence and Drive Results (Hardcover)</b> </div> "Everything Counts: 52 Remarkable Ways to Inspire Excellence and Drive Results" by Gary Ryan Blair is an excellent book to be savored over time and reflected upon, rather than devoured quickly. As the title suggests, there are fifty-two short chapters, each on a seperate topic, that I chose to read one, and sometimes two, at a time. I found this to be a great way to read the book. I'd read a chapter and then spend a few minutes thinking about what Blair wrote, and exploring my thoughts on his Call to Action questions. I found the reading and pondering of the subjects to be quite enjoyable and enlightening.<br/><br/>I included this book in my morning reading, and found reading this book was an inspiring and motivating way to start the day. By coincidence, the chapter on gratitude happened to be the chapter I read on Thanksgiving morning. It brought a little extra thought and meaning to start the holiday.<br/><br/>After a short Foreword, Acknowledgments section, and Introduction, the book is divided into three main parts. These consist of Professional Strategies, Personal Strategies, and Universal Concepts. Among these three categories are short chapters focusing on individual concepts. Each chapter is formatted the same way. Blair first explains why the concept counts and illustrates its importance. I found him to be right on with so much of what he wrote. Next comes a short call to action, which usually consisted of a few questions to ask yourself how the concept applies to your own life, and how you want to apply it more in the future. And finally, each chapter concluded with a Portrait of Excellence, which profiled a person or business and how they embraced the concept the chapter focused upon. These portraits encompassed a unique mix of people and businesses, some that many have heard of, and others that many will never have heard of before this book. I found them all to be interesting and inspiring.<br/><br/>Some of the concepts under Professional Strategies include: Every Detail, Commitment, Consistency, Planning, Goal Setting, Innovation, and Networking. Topics found in the Personal Strategies include: Character, Passion, Courage, Self-Discipline, Etiquette, Gratitude, and Loyalty. In the section on Universal Concepts you find: Truth, Joy, Simplicity, Failure, Contribution, History, and Peace.<br/><br/>The book concludes with a short list of ten reasons to visit the author on-line. I really enjoyed reading this book, and agree with Blair that everything does count. Every decision we make comes with a consequence. Some are greater than others, and yes, some decisions matter more than others, but they all count and all move us closer to our goals or farther away. I think Blair really hit on the importance of this, and illustrated why the 52 topics he chose to include really do count, and why you should pay attention to them if you desire to reach excellence.<br/><br/>Reviewed by Alain Burrese, J.D., author of a regular column on negotiation for The Montana Lawyer. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R270JZQ3CG7JQC.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R270JZQ3CG7JQC/Helpful/1?ie=UTF8&token=BAFD2158176F2CD6004D5088A8B693F257155F76&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwNTA0NTYwP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwNTA0NTYwJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9STFRdjI0cmhmcGxCZG1TRG84RTJPVkFwMWFyM0V4c3Joc3ZNWDNIdSUyQm1RJTNEJmV4cD0yMDEyLTA1LTE5VDIxJTNBMDAlM0ExMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R270JZQ3CG7JQC.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R270JZQ3CG7JQC/Helpful/-1?ie=UTF8&token=1CA38FC7A3E2973D471CC8555D19788EECD7DBD6&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwNTA0NTYwP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwNTA0NTYwJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9STFRdjI0cmhmcGxCZG1TRG84RTJPVkFwMWFyM0V4c3Joc3ZNWDNIdSUyQm1RJTNEJmV4cD0yMDEyLTA1LTE5VDIxJTNBMDAlM0ExMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R270JZQ3CG7JQC.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R270JZQ3CG7JQC.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R270JZQ3CG7JQC/Inappropriate/1?ie=UTF8&token=98796680D3338C480B0C8EA6DA50FB65B516545B&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwNTA0NTYwP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwNTA0NTYwJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9STFRdjI0cmhmcGxCZG1TRG84RTJPVkFwMWFyM0V4c3Joc3ZNWDNIdSUyQm1RJTNEJmV4cD0yMDEyLTA1LTE5VDIxJTNBMDAlM0ExMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R270JZQ3CG7JQC.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R270JZQ3CG7JQC" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R270JZQ3CG7JQC" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R270JZQ3CG7JQC" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

2 of 2 people found the following review helpful

Yes, Everything Does Count on Your Journey to Success, December 18, 2010

By 

Alain B. Burrese “Author, Speaker, Mediator, … (Missoula, MT) –

  

  

  

This review is from: Everything Counts: 52 Remarkable Ways to Inspire Excellence and Drive Results (Hardcover)

“Everything Counts: 52 Remarkable Ways to Inspire Excellence and Drive Results” by Gary Ryan Blair is an excellent book to be savored over time and reflected upon, rather than devoured quickly. As the title suggests, there are fifty-two short chapters, each on a seperate topic, that I chose to read one, and sometimes two, at a time. I found this to be a great way to read the book. I’d read a chapter and then spend a few minutes thinking about what Blair wrote, and exploring my thoughts on his Call to Action questions. I found the reading and pondering of the subjects to be quite enjoyable and enlightening.

I included this book in my morning reading, and found reading this book was an inspiring and motivating way to start the day. By coincidence, the chapter on gratitude happened to be the chapter I read on Thanksgiving morning. It brought a little extra thought and meaning to start the holiday.

After a short Foreword, Acknowledgments section, and Introduction, the book is divided into three main parts. These consist of Professional Strategies, Personal Strategies, and Universal Concepts. Among these three categories are short chapters focusing on individual concepts. Each chapter is formatted the same way. Blair first explains why the concept counts and illustrates its importance. I found him to be right on with so much of what he wrote. Next comes a short call to action, which usually consisted of a few questions to ask yourself how the concept applies to your own life, and how you want to apply it more in the future. And finally, each chapter concluded with a Portrait of Excellence, which profiled a person or business and how they embraced the concept the chapter focused upon. These portraits encompassed a unique mix of people and businesses, some that many have heard of, and others that many will never have heard of before this book. I found them all to be interesting and inspiring.

Some of the concepts under Professional Strategies include: Every Detail, Commitment, Consistency, Planning, Goal Setting, Innovation, and Networking. Topics found in the Personal Strategies include: Character, Passion, Courage, Self-Discipline, Etiquette, Gratitude, and Loyalty. In the section on Universal Concepts you find: Truth, Joy, Simplicity, Failure, Contribution, History, and Peace.

The book concludes with a short list of ten reasons to visit the author on-line. I really enjoyed reading this book, and agree with Blair that everything does count. Every decision we make comes with a consequence. Some are greater than others, and yes, some decisions matter more than others, but they all count and all move us closer to our goals or farther away. I think Blair really hit on the importance of this, and illustrated why the 52 topics he chose to include really do count, and why you should pay attention to them if you desire to reach excellence.

Reviewed by Alain Burrese, J.D., author of a regular column on negotiation for The Montana Lawyer.

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]]> http://poormanscredit.com/blog/how-does-auto-insurance-work-especially-in-cali-does-insurance-cover-me-or-cover-the-vehicle-or-what/comment-page-1#comment-17032 bostonianinmo Fri, 18 May 2012 21:46:49 +0000 http://poormanscredit.com/blog/how-does-auto-insurance-work-especially-in-cali-does-insurance-cover-me-or-cover-the-vehicle-or-what#comment-17032 The policy covers the vehicle, as well as any licensed driver that operates it. If you don't own a car, you do NOT need insurance! If your parents own a vehicle, they MUST list you on the policy, either an an authorized driver or an unauthorized driver. If you're an authorized driver, you may drive their car and are covered by their insurance. The policy covers the vehicle, as well as any licensed driver that operates it. If you don’t own a car, you do NOT need insurance! If your parents own a vehicle, they MUST list you on the policy, either an an authorized driver or an unauthorized driver. If you’re an authorized driver, you may drive their car and are covered by their insurance.

]]> http://poormanscredit.com/blog/everything-counts-52-remarkable-ways-to-inspire-excellence-and-drive-results-reviews/comment-page-1#comment-17030 Julia L. King Fri, 18 May 2012 21:42:40 +0000 http://poormanscredit.com/blog/everything-counts-52-remarkable-ways-to-inspire-excellence-and-drive-results-reviews#comment-17030 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 3 of 3 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>Excellent book</b>, <nobr>March 17, 2010</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A5WLM8YRNAFIC?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Julia L. King</span></a> (Australia) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A5WLM8YRNAFIC?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <span class="crVerifiedStripe"><b class="h3color tiny" style="margin-right: 0.5em;">Amazon Verified Purchase</b><span class="tiny verifyWhatsThis">(<a href="http://www.amazon.com/gp/community-help/amazon-verified-purchase" target="AmazonHelp" onclick="amz_js_PopWin('http://www.amazon.com/gp/community-help/amazon-verified-purchase', 'AmazonHelp', 'width=400,height=500,resizable=1,scrollbars=1,toolbar=0,status=1');return false; ">What's this?</a>)</span></span> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Everything Counts: 52 Remarkable Ways to Inspire Excellence and Drive Results (Hardcover)</b> </div> Clear, succinct, precise, accurate, and to the point. A metaphor for music - a genuinely conceptual book. So deep I can only read little bits at a time; needing to pause for it all to sink in. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R2LTTZ8HOOA0BT.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2LTTZ8HOOA0BT/Helpful/1?ie=UTF8&token=FDC1F320F073D412C32A3B30B9C097173CF1B46A&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwNTA0NTYwP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwNTA0NTYwJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9STFRdjI0cmhmcGxCZG1TRG84RTJPVkFwMWFyM0V4c3Joc3ZNWDNIdSUyQm1RJTNEJmV4cD0yMDEyLTA1LTE5VDIxJTNBMDAlM0ExMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R2LTTZ8HOOA0BT.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2LTTZ8HOOA0BT/Helpful/-1?ie=UTF8&token=92DD666FC10B517031C350C985D4EB8D6F9C95B4&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwNTA0NTYwP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwNTA0NTYwJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9STFRdjI0cmhmcGxCZG1TRG84RTJPVkFwMWFyM0V4c3Joc3ZNWDNIdSUyQm1RJTNEJmV4cD0yMDEyLTA1LTE5VDIxJTNBMDAlM0ExMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R2LTTZ8HOOA0BT.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R2LTTZ8HOOA0BT.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R2LTTZ8HOOA0BT/Inappropriate/1?ie=UTF8&token=103BC956346133D1B12D65D701038DC278D5DB42&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwNTA0NTYwP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwNTA0NTYwJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9STFRdjI0cmhmcGxCZG1TRG84RTJPVkFwMWFyM0V4c3Joc3ZNWDNIdSUyQm1RJTNEJmV4cD0yMDEyLTA1LTE5VDIxJTNBMDAlM0ExMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R2LTTZ8HOOA0BT.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R2LTTZ8HOOA0BT" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R2LTTZ8HOOA0BT" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R2LTTZ8HOOA0BT" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

3 of 3 people found the following review helpful

Excellent book, March 17, 2010

By 

Julia L. King (Australia) –

  

Amazon Verified Purchase(What’s this?)

This review is from: Everything Counts: 52 Remarkable Ways to Inspire Excellence and Drive Results (Hardcover)

Clear, succinct, precise, accurate, and to the point. A metaphor for music – a genuinely conceptual book. So deep I can only read little bits at a time; needing to pause for it all to sink in.

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]]> http://poormanscredit.com/blog/10-points-find-the-grammatical-error-and-rewrite-properly/comment-page-1#comment-17033 Andrew Fri, 18 May 2012 21:21:23 +0000 http://poormanscredit.com/blog/10-points-find-the-grammatical-error-and-rewrite-properly#comment-17033 after to be honest. And thats where im writing from. To be honest, THE future depends a lot on government... after to be honest. And thats where im writing from.
To be honest, THE future depends a lot on government…

]]> http://poormanscredit.com/blog/everything-counts-52-remarkable-ways-to-inspire-excellence-and-drive-results-reviews/comment-page-1#comment-17029 K. Rowe "Wellness Coach" Fri, 18 May 2012 21:11:14 +0000 http://poormanscredit.com/blog/everything-counts-52-remarkable-ways-to-inspire-excellence-and-drive-results-reviews#comment-17029 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 16 of 18 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>Thoughtful and Inspiring...</b>, <nobr>January 23, 2010</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A4BZLSW8EINY4?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">K. Rowe "Wellness Coach"</span></a> (Fort Lauderdale, FL USA) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A4BZLSW8EINY4?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Everything Counts: 52 Remarkable Ways to Inspire Excellence and Drive Results (Hardcover)</b> </div> As an entrepreneur, I read at least 5 books a month on business, health and motivation. What I really like about Gary's book is he looks at 3 areas of achievement: professional, personal and universal. Each theme within these categories is not hard to grasp, for example: Consistency. If you are not consistent in your habits and thoughts, how do expect to get consistent results? He really makes you think at a very self-critical level that is important if you ever want to implement changes that will produce different results. He also gives very good practical examples of individuals and companies that embrace excellence.<br/><br/>The chapters are not long and are easy to digest (which I personally, like). They will help you examine yourself and your character and evaluate what you can be doing better. Fear of change is a paralyzing factor that limits the individual's ability to achieve desired results. Without a roadmap of how to implement positive change into your life, most people are satisfied with mediocre results. "Everything Counts" can help you recognize your strengths and weaknesses so that you can improve the areas that are holding you back and let go of bad habits that no longer serve you.<br/><br/>I recommend this book to anyone who wants to implement positive change into their business and personal life. Well done. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R13FW54IEQN2BB.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R13FW54IEQN2BB/Helpful/1?ie=UTF8&token=922508474FCF2431D6F8278FCCA35CA735E80169&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwNTA0NTYwP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwNTA0NTYwJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9STFRdjI0cmhmcGxCZG1TRG84RTJPVkFwMWFyM0V4c3Joc3ZNWDNIdSUyQm1RJTNEJmV4cD0yMDEyLTA1LTE5VDIxJTNBMDAlM0ExMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R13FW54IEQN2BB.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R13FW54IEQN2BB/Helpful/-1?ie=UTF8&token=EC832AE8588A4C47D8D9E9F09BBEB96AF0F6CECE&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwNTA0NTYwP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwNTA0NTYwJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9STFRdjI0cmhmcGxCZG1TRG84RTJPVkFwMWFyM0V4c3Joc3ZNWDNIdSUyQm1RJTNEJmV4cD0yMDEyLTA1LTE5VDIxJTNBMDAlM0ExMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R13FW54IEQN2BB.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R13FW54IEQN2BB.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R13FW54IEQN2BB/Inappropriate/1?ie=UTF8&token=3B54AF6CBBF8AE241B9F77B6B0176A0CD69A9B75&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwNTA0NTYwP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwNTA0NTYwJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9STFRdjI0cmhmcGxCZG1TRG84RTJPVkFwMWFyM0V4c3Joc3ZNWDNIdSUyQm1RJTNEJmV4cD0yMDEyLTA1LTE5VDIxJTNBMDAlM0ExMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R13FW54IEQN2BB.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R13FW54IEQN2BB" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R13FW54IEQN2BB" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R13FW54IEQN2BB" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

16 of 18 people found the following review helpful

Thoughtful and Inspiring…, January 23, 2010

By 

K. Rowe “Wellness Coach” (Fort Lauderdale, FL USA) –

  

This review is from: Everything Counts: 52 Remarkable Ways to Inspire Excellence and Drive Results (Hardcover)

As an entrepreneur, I read at least 5 books a month on business, health and motivation. What I really like about Gary’s book is he looks at 3 areas of achievement: professional, personal and universal. Each theme within these categories is not hard to grasp, for example: Consistency. If you are not consistent in your habits and thoughts, how do expect to get consistent results? He really makes you think at a very self-critical level that is important if you ever want to implement changes that will produce different results. He also gives very good practical examples of individuals and companies that embrace excellence.

The chapters are not long and are easy to digest (which I personally, like). They will help you examine yourself and your character and evaluate what you can be doing better. Fear of change is a paralyzing factor that limits the individual’s ability to achieve desired results. Without a roadmap of how to implement positive change into your life, most people are satisfied with mediocre results. “Everything Counts” can help you recognize your strengths and weaknesses so that you can improve the areas that are holding you back and let go of bad habits that no longer serve you.

I recommend this book to anyone who wants to implement positive change into their business and personal life. Well done.

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]]> http://poormanscredit.com/blog/is-it-weird-that-after-4-romantic-let-downs-this-year-i-just-want-to-be-left-alone-and-be-on-my-own/comment-page-1#comment-17028 blackbird Fri, 18 May 2012 18:06:39 +0000 http://poormanscredit.com/blog/is-it-weird-that-after-4-romantic-let-downs-this-year-i-just-want-to-be-left-alone-and-be-on-my-own#comment-17028 It will pass..but give it time, all the time it needs. I think you have just had a bit of an overload. These guys do sound like total jerks, especially that last one, actually he sounds a bit unhinged to be honest, and you had a narrow escape by the sounds of it. Get into your own space, be alone, just give yourself time. You will only heal when you are good and ready. It will pass..but give it time, all the time it needs.
I think you have just had a bit of an overload. These guys do sound like total jerks, especially that last one, actually he sounds a bit unhinged to be honest, and you had a narrow escape by the sounds of it.
Get into your own space, be alone, just give yourself time.
You will only heal when you are good and ready.

]]> http://poormanscredit.com/blog/is-it-weird-that-after-4-romantic-let-downs-this-year-i-just-want-to-be-left-alone-and-be-on-my-own/comment-page-1#comment-17027 Gary Irish Fri, 18 May 2012 17:45:25 +0000 http://poormanscredit.com/blog/is-it-weird-that-after-4-romantic-let-downs-this-year-i-just-want-to-be-left-alone-and-be-on-my-own#comment-17027 As a guy, I am doing the same thing after a divorce. I crashed a rebound relationship just after the divorce, and I realized that after some bad relationships it's time to sit on the sidelines and detox a bit. You kind of get to going and forget what is really important to you when you get into some bad relationships. Something important I can see. You want to be treated really well, so you go for these made up Knights, which a day or month later treat you badly. That says there are deeper issues within you that need to be worked on. You do not want a Knight, you need someone who really respects you, is willing to be there for you, and as easy as that sounds, hanging back and researching you, taking it easy, getting involved in other things in life should hopefully bring back that focus. So when you are out and you run into him, you will jump for a good guy, not all these losers. So get out of that mindset of being saved by the Knight. You want someone real, later on. As a guy, I am doing the same thing after a divorce. I crashed a rebound relationship just after the divorce, and I realized that after some bad relationships it’s time to sit on the sidelines and detox a bit. You kind of get to going and forget what is really important to you when you get into some bad relationships.

Something important I can see. You want to be treated really well, so you go for these made up Knights, which a day or month later treat you badly. That says there are deeper issues within you that need to be worked on. You do not want a Knight, you need someone who really respects you, is willing to be there for you, and as easy as that sounds, hanging back and researching you, taking it easy, getting involved in other things in life should hopefully bring back that focus. So when you are out and you run into him, you will jump for a good guy, not all these losers. So get out of that mindset of being saved by the Knight. You want someone real, later on.

]]> http://poormanscredit.com/blog/is-it-weird-that-after-4-romantic-let-downs-this-year-i-just-want-to-be-left-alone-and-be-on-my-own/comment-page-1#comment-17026 Good News Fri, 18 May 2012 16:49:52 +0000 http://poormanscredit.com/blog/is-it-weird-that-after-4-romantic-let-downs-this-year-i-just-want-to-be-left-alone-and-be-on-my-own#comment-17026 Not at all, this is a good time to work on your relationship with yourself. You are the common factor in your relationships, so it will be beneficial to exam how and why you choose certain people. Not at all, this is a good time to work on your relationship with yourself. You are the common factor in your relationships, so it will be beneficial to exam how and why you choose certain people.

]]> http://poormanscredit.com/blog/starting-a-collection-agency-how-to-make-money-collecting-money-third-edition/comment-page-1#comment-17024 RADodwell Fri, 18 May 2012 16:49:46 +0000 http://poormanscredit.com/blog/starting-a-collection-agency-how-to-make-money-collecting-money-third-edition#comment-17024 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 1 of 1 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>A Must Read for Anyone Considering Getting Into the Debt Collection Business!!</b>, <nobr>July 13, 2010</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A39IJQZAG52MNS?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">RADodwell</span></a> (Raleigh, NC United States) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A39IJQZAG52MNS?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Starting a Collection Agency, How to make money collecting money Third Edition (Perfect Paperback)</b> </div> I just finished reading my 2nd book written by Michelle Dunn, Starting a Collection Agency (3rd addition). I am simply amazed at the breadth of information provided in the book for anyone interested in starting a career in private collections. From creating a marketing plan, finding customers, developing a web presence, the various laws and legal aspects of collecting, working with credit reporting agencies, sample forms and letters, hiring staff, it's all in there. She also provides potential responses to "tricks" used by people in debt to delay payment. Michelle writes very clearly and concisely and it will be obvious to the reader that she knows this subject well. This book is a must read for anyone considering opening a private collection agency, or even someone interested in buying bad debt for potential investment profit. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R26GT653D61UOK.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R26GT653D61UOK/Helpful/1?ie=UTF8&token=EB5130A99B3C3FCDA536A677BE15AD9BF5987720&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTcwNjY0NTY3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTcwNjY0NTY3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9WGkwTyUyQlRNMDRFRTVORWdWTzZyWWcxMlB0S3hxbDFqUHpGRUZXbzFBWHUwJTNEJmV4cD0yMDEyLTA1LTE5VDE2JTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R26GT653D61UOK.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R26GT653D61UOK/Helpful/-1?ie=UTF8&token=FEBF016B3946F8EB4C27B589968477801E79A75A&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTcwNjY0NTY3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTcwNjY0NTY3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9WGkwTyUyQlRNMDRFRTVORWdWTzZyWWcxMlB0S3hxbDFqUHpGRUZXbzFBWHUwJTNEJmV4cD0yMDEyLTA1LTE5VDE2JTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R26GT653D61UOK.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R26GT653D61UOK.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R26GT653D61UOK/Inappropriate/1?ie=UTF8&token=97B3558A3319FD7562E8C1905CB1BE94C5936968&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTcwNjY0NTY3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTcwNjY0NTY3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9WGkwTyUyQlRNMDRFRTVORWdWTzZyWWcxMlB0S3hxbDFqUHpGRUZXbzFBWHUwJTNEJmV4cD0yMDEyLTA1LTE5VDE2JTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R26GT653D61UOK.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R26GT653D61UOK" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R26GT653D61UOK" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R26GT653D61UOK" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

1 of 1 people found the following review helpful

A Must Read for Anyone Considering Getting Into the Debt Collection Business!!, July 13, 2010

By 

RADodwell (Raleigh, NC United States) –

This review is from: Starting a Collection Agency, How to make money collecting money Third Edition (Perfect Paperback)

I just finished reading my 2nd book written by Michelle Dunn, Starting a Collection Agency (3rd addition). I am simply amazed at the breadth of information provided in the book for anyone interested in starting a career in private collections. From creating a marketing plan, finding customers, developing a web presence, the various laws and legal aspects of collecting, working with credit reporting agencies, sample forms and letters, hiring staff, it’s all in there. She also provides potential responses to “tricks” used by people in debt to delay payment. Michelle writes very clearly and concisely and it will be obvious to the reader that she knows this subject well. This book is a must read for anyone considering opening a private collection agency, or even someone interested in buying bad debt for potential investment profit.

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]]> http://poormanscredit.com/blog/sarbanes-oxley-for-dummies/comment-page-1#comment-17022 dcarp54 Fri, 18 May 2012 16:41:34 +0000 http://poormanscredit.com/blog/sarbanes-oxley-for-dummies#comment-17022 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 8 of 8 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>Well written...</b>, <nobr>January 23, 2007</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A3T2LUJ7UR1OYP?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">dcarp54</span></a> (Houston) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A3T2LUJ7UR1OYP?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <span class="crVerifiedStripe"><b class="h3color tiny" style="margin-right: 0.5em;">Amazon Verified Purchase</b><span class="tiny verifyWhatsThis">(<a href="http://www.amazon.com/gp/community-help/amazon-verified-purchase" target="AmazonHelp" onclick="amz_js_PopWin('http://www.amazon.com/gp/community-help/amazon-verified-purchase', 'AmazonHelp', 'width=400,height=500,resizable=1,scrollbars=1,toolbar=0,status=1');return false; ">What's this?</a>)</span></span> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span><a href="http://www.amazon.com/Sarbanes-Oxley-For-Dummies-Lifestyles-Paperback/dp/0471768464" target="_top">Sarbanes-Oxley For Dummies (For Dummies (Lifestyles Paperback)) (Paperback)</a></b> </div> I am a CPA that has been doing ERP and tax related work. I accepted a position for a corporate client doing SOX compliance. The book gave a great overview on the SOX issue. I recommend this book if you are needing to familiarize yourself with SOX. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R19LJPRAUFJ2F8.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R19LJPRAUFJ2F8/Helpful/1?ie=UTF8&token=C7103452EF1EE1655EFB2866398363423EA133B1&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwMjIzMTM4P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwMjIzMTM4JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9RVNaUjQlMkZKTTJuaXZRYmJCYiUyRmFRNUtLakxUSVBXc21BcU5ZRnBsY3JFWm8lM0QmZXhwPTIwMTItMDUtMTlUMTYlM0EwMCUzQTA1WiZhdGFnPXdlYmVyc21hbGw&voteAnchorName=R19LJPRAUFJ2F8.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R19LJPRAUFJ2F8/Helpful/-1?ie=UTF8&token=2D721D776A940C75F3F51122BC9F445CD201B9FD&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwMjIzMTM4P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwMjIzMTM4JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9RVNaUjQlMkZKTTJuaXZRYmJCYiUyRmFRNUtLakxUSVBXc21BcU5ZRnBsY3JFWm8lM0QmZXhwPTIwMTItMDUtMTlUMTYlM0EwMCUzQTA1WiZhdGFnPXdlYmVyc21hbGw&voteAnchorName=R19LJPRAUFJ2F8.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R19LJPRAUFJ2F8.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R19LJPRAUFJ2F8/Inappropriate/1?ie=UTF8&token=7491B05DE86CFE2943FB61F8D762FDD57081EC20&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwMjIzMTM4P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwMjIzMTM4JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9RVNaUjQlMkZKTTJuaXZRYmJCYiUyRmFRNUtLakxUSVBXc21BcU5ZRnBsY3JFWm8lM0QmZXhwPTIwMTItMDUtMTlUMTYlM0EwMCUzQTA1WiZhdGFnPXdlYmVyc21hbGw&voteAnchorName=R19LJPRAUFJ2F8.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R19LJPRAUFJ2F8" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R19LJPRAUFJ2F8" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R19LJPRAUFJ2F8" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

8 of 8 people found the following review helpful

Well written…, January 23, 2007

By 

dcarp54 (Houston) –

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This review is from: Sarbanes-Oxley For Dummies (For Dummies (Lifestyles Paperback)) (Paperback)

I am a CPA that has been doing ERP and tax related work. I accepted a position for a corporate client doing SOX compliance. The book gave a great overview on the SOX issue. I recommend this book if you are needing to familiarize yourself with SOX.

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]]> http://poormanscredit.com/blog/sarbanes-oxley-for-dummies/comment-page-1#comment-17021 Christopher Byrne "The Business Controls Caddy" Fri, 18 May 2012 16:25:53 +0000 http://poormanscredit.com/blog/sarbanes-oxley-for-dummies#comment-17021 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 11 of 11 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-4-0._V192240704_.gif" width="64" alt="4.0 out of 5 stars" title="4.0 out of 5 stars" height="12" border="0"/></span> <b>An Interesting Entry-Level Primer on SarBox</b>, <nobr>February 23, 2006</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A3YYGS0XCE1F?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Christopher Byrne "The Business Controls Caddy"</span></a> (Atlanta, GA USA) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A3YYGS0XCE1F?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span><a href="http://www.amazon.com/Sarbanes-Oxley-For-Dummies-Lifestyles-Paperback/dp/0471768464" target="_top">Sarbanes-Oxley For Dummies (For Dummies (Lifestyles Paperback)) (Paperback)</a></b> </div> For some people, the Sarbanes-Oxley Act of 2002 represents pain and expense. For others it represents opportunity. For almost everybody, it represents confusion, misunderstanding and uncertainty. This statement goes for CEOs, CIOs, staff, and even the outside auditors. So how does one explain it in as straight forward and simply as possible? One place to start would be to hand them a copy of the Jill Gilbert Welytok's Sarbanes-Oxley for Dummies (2006, John Wiley and Sons, 384 Pages, ISBN 0471768464). While not perfect, the book will provide a quick and dirty overview of SarBox, its history, its historical context, what it requires, and more importantly, what it does not require.<br/><br/>The book starts out with the saga of SarBox. The author covers the political environment, loopholes that existed before the legislation, and how the legislation sought to close them. The author also attempts to debunk myths about SarBox. For this reader, the most important myth is that "internal control means data security". The author states up front and for all to hear that SarBox does not specify any specific data security requirements. This is something all auditors and auditees need to hear and accept.<br/><br/>Chapter 2 covers "SOX in 60 Seconds", or what a sales person might call the "elevator pitch". Essentially this is the who, what, where and why. From here, the author goes into more details about how SarBox fits into the context of other securities regulations and laws. An important part of this chapter (Chapter 3) is the discussion why private companies should and do care are about the legislation and rules. In Chapter 4, SarBox and how it ties into specific financial statements such as the income statement and balance sheet. For those unfamiliar with these statements, it is a good quick and dirt overview.<br/><br/>Part II of the book goes into more details about roles and responsibilities under SarBox. This starts out with the auditors, and then the discussion extends to the audit committee, the board of directors, management and employees. The most important point to take home from this section is that in order to play the game, you have to 'know the playbook'. The rules of the game have changed and everyone needs to know the roles and responsibilities.<br/><br/>Part III of the book goes into a detailed overview of controls and audits. An important aspect of this is clearing up confusion about how the definition of controls is distinct in Sections 302 and 404. From here, the author covers what is covered under a 404 audit, how not to live in fear of it, and how it can be leveraged for success.<br/><br/>Part IV of the book, "Software for SOX Techies", is the weakest part of the book for this reader. The author does give some tips about specific tools. However, the tools selected are very narrow in scope. The discussion seems to miss the important point that organizations should look to build a "compliance oriented architecture" as opposed to buying silo-based solutions.<br/><br/>The remaining parts of the book cover the SarBox horizon, the potential legal repercussions (including discussions about who can and cannot file lawsuits and when they can be filed), the impact of SarBox on outsourcing, and more. Finally, the book goes into "rules of tens", such as 10 ways to avoid prosecution, 10 tips for an effective audit committee, and more.<br/><br/>As I said earlier, the book provides a good quick and dirty overview. It falls short in its discussion of software tools. The other thing that I did not like was the inclusion of the full text of the Act as an appendix. No, not the fact that they included it, but the fact that the text was entirely too small to be read. At that point, they should have just left it out.<br/><br/>Who Should Read This Book?<br/><br/>This book should be read by anybody who has an interest in the Sarbanes-Oxley Act of 2002 and its implications but does not want to get into too much detail. There are better titles for CEOs and CFOs who want a detailed discussion. But for the quick and dirty, it is a good first read on the topic.<br/><br/>The Scorecard<br/><br/>Par on an average Par 4 <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="RFYODS2N873CU.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RFYODS2N873CU/Helpful/1?ie=UTF8&token=A3555E7C1C574F09892D5769808AB89C43321DEF&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwMjIzMTM4P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwMjIzMTM4JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9RVNaUjQlMkZKTTJuaXZRYmJCYiUyRmFRNUtLakxUSVBXc21BcU5ZRnBsY3JFWm8lM0QmZXhwPTIwMTItMDUtMTlUMTYlM0EwMCUzQTA1WiZhdGFnPXdlYmVyc21hbGw&voteAnchorName=RFYODS2N873CU.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RFYODS2N873CU/Helpful/-1?ie=UTF8&token=4A08004BFEC81143ABB6A1F839C35EFD36B1FE34&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwMjIzMTM4P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwMjIzMTM4JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9RVNaUjQlMkZKTTJuaXZRYmJCYiUyRmFRNUtLakxUSVBXc21BcU5ZRnBsY3JFWm8lM0QmZXhwPTIwMTItMDUtMTlUMTYlM0EwMCUzQTA1WiZhdGFnPXdlYmVyc21hbGw&voteAnchorName=RFYODS2N873CU.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="RFYODS2N873CU.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RFYODS2N873CU/Inappropriate/1?ie=UTF8&token=9505A91EAF1CA2AA52E598B0DDB5A34F868916AC&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwMjIzMTM4P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwMjIzMTM4JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9RVNaUjQlMkZKTTJuaXZRYmJCYiUyRmFRNUtLakxUSVBXc21BcU5ZRnBsY3JFWm8lM0QmZXhwPTIwMTItMDUtMTlUMTYlM0EwMCUzQTA1WiZhdGFnPXdlYmVyc21hbGw&voteAnchorName=RFYODS2N873CU.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/RFYODS2N873CU" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/RFYODS2N873CU" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/RFYODS2N873CU" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

11 of 11 people found the following review helpful

An Interesting Entry-Level Primer on SarBox, February 23, 2006

By 

Christopher Byrne “The Business Controls Caddy” (Atlanta, GA USA) –

  

This review is from: Sarbanes-Oxley For Dummies (For Dummies (Lifestyles Paperback)) (Paperback)

For some people, the Sarbanes-Oxley Act of 2002 represents pain and expense. For others it represents opportunity. For almost everybody, it represents confusion, misunderstanding and uncertainty. This statement goes for CEOs, CIOs, staff, and even the outside auditors. So how does one explain it in as straight forward and simply as possible? One place to start would be to hand them a copy of the Jill Gilbert Welytok’s Sarbanes-Oxley for Dummies (2006, John Wiley and Sons, 384 Pages, ISBN 0471768464). While not perfect, the book will provide a quick and dirty overview of SarBox, its history, its historical context, what it requires, and more importantly, what it does not require.

The book starts out with the saga of SarBox. The author covers the political environment, loopholes that existed before the legislation, and how the legislation sought to close them. The author also attempts to debunk myths about SarBox. For this reader, the most important myth is that “internal control means data security”. The author states up front and for all to hear that SarBox does not specify any specific data security requirements. This is something all auditors and auditees need to hear and accept.

Chapter 2 covers “SOX in 60 Seconds”, or what a sales person might call the “elevator pitch”. Essentially this is the who, what, where and why. From here, the author goes into more details about how SarBox fits into the context of other securities regulations and laws. An important part of this chapter (Chapter 3) is the discussion why private companies should and do care are about the legislation and rules. In Chapter 4, SarBox and how it ties into specific financial statements such as the income statement and balance sheet. For those unfamiliar with these statements, it is a good quick and dirt overview.

Part II of the book goes into more details about roles and responsibilities under SarBox. This starts out with the auditors, and then the discussion extends to the audit committee, the board of directors, management and employees. The most important point to take home from this section is that in order to play the game, you have to ‘know the playbook’. The rules of the game have changed and everyone needs to know the roles and responsibilities.

Part III of the book goes into a detailed overview of controls and audits. An important aspect of this is clearing up confusion about how the definition of controls is distinct in Sections 302 and 404. From here, the author covers what is covered under a 404 audit, how not to live in fear of it, and how it can be leveraged for success.

Part IV of the book, “Software for SOX Techies”, is the weakest part of the book for this reader. The author does give some tips about specific tools. However, the tools selected are very narrow in scope. The discussion seems to miss the important point that organizations should look to build a “compliance oriented architecture” as opposed to buying silo-based solutions.

The remaining parts of the book cover the SarBox horizon, the potential legal repercussions (including discussions about who can and cannot file lawsuits and when they can be filed), the impact of SarBox on outsourcing, and more. Finally, the book goes into “rules of tens”, such as 10 ways to avoid prosecution, 10 tips for an effective audit committee, and more.

As I said earlier, the book provides a good quick and dirty overview. It falls short in its discussion of software tools. The other thing that I did not like was the inclusion of the full text of the Act as an appendix. No, not the fact that they included it, but the fact that the text was entirely too small to be read. At that point, they should have just left it out.

Who Should Read This Book?

This book should be read by anybody who has an interest in the Sarbanes-Oxley Act of 2002 and its implications but does not want to get into too much detail. There are better titles for CEOs and CFOs who want a detailed discussion. But for the quick and dirty, it is a good first read on the topic.

The Scorecard

Par on an average Par 4

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]]> http://poormanscredit.com/blog/why-does-a-particular-medication-cost-18-68-without-insurance-but/comment-page-1#comment-17025 Zarnev Fri, 18 May 2012 16:16:10 +0000 http://poormanscredit.com/blog/why-does-a-particular-medication-cost-18-68-without-insurance-but#comment-17025 Your co-pay is your share of the cost. So if the medication cost $ 18.68 you pay $ 7.50 and the insurance company pays $ 11.18. However, the insurance company seldom pays retail. They negotiate the price with the pharmaceutical companies so they are probably paying less than $ 11.18. How much less depends upon the insurance company and their negotiating power. Your co-pay is your share of the cost. So if the medication cost $ 18.68 you pay $ 7.50 and the insurance company pays $ 11.18. However, the insurance company seldom pays retail. They negotiate the price with the pharmaceutical companies so they are probably paying less than $ 11.18. How much less depends upon the insurance company and their negotiating power.

]]> http://poormanscredit.com/blog/starting-a-collection-agency-how-to-make-money-collecting-money-third-edition/comment-page-1#comment-17023 Edward J. Barton Fri, 18 May 2012 16:08:22 +0000 http://poormanscredit.com/blog/starting-a-collection-agency-how-to-make-money-collecting-money-third-edition#comment-17023 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 2 of 2 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-3-0._V192240710_.gif" width="64" alt="3.0 out of 5 stars" title="3.0 out of 5 stars" height="12" border="0"/></span> <b>Basic Introduction and Overview</b>, <nobr>August 29, 2009</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A38AAPXSJN4C5G?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Edward J. Barton</span></a> (Tukwila, WA) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A38AAPXSJN4C5G?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#VN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_vn_1._V192249933_.gif" width="62" align="absmiddle" alt="(VINE VOICE)" height="15" border="0"/></a>    <a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <span class="crVerifiedStripe"><b class="h3color tiny" style="margin-right: 0.5em;">Amazon Verified Purchase</b><span class="tiny verifyWhatsThis">(<a href="http://www.amazon.com/gp/community-help/amazon-verified-purchase" target="AmazonHelp" onclick="amz_js_PopWin('http://www.amazon.com/gp/community-help/amazon-verified-purchase', 'AmazonHelp', 'width=400,height=500,resizable=1,scrollbars=1,toolbar=0,status=1');return false; ">What's this?</a>)</span></span> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Starting a Collection Agency, How to make money collecting money Third Edition (Perfect Paperback)</b> </div> Michelle Dunn provides a very basic overview of what it takes to start a collection agency. It's a starter book - and is probably most useful for identifying areas for further research, as well as loads and loads of useful links, resources, tips and reference suggestions. After spending nearly a decade in the ARM industry, I've come to recognize just how challenging it is to stay on top of the latest trends, legislation, regulation and techniques. Some of the specific data in the third edition is already out of date, but Michelle does a nice job of identifying key sources for updates (as well as a caveat that it is all subject to change). The book is probably a bit too basic for an industry veteran, but is worth the freight as a reference and referral source. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R3AQOV4K8XJDNT.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3AQOV4K8XJDNT/Helpful/1?ie=UTF8&token=979F72EAB25E3108360946EE012BB4748D23A1C1&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTcwNjY0NTY3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTcwNjY0NTY3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9WGkwTyUyQlRNMDRFRTVORWdWTzZyWWcxMlB0S3hxbDFqUHpGRUZXbzFBWHUwJTNEJmV4cD0yMDEyLTA1LTE5VDE2JTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R3AQOV4K8XJDNT.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3AQOV4K8XJDNT/Helpful/-1?ie=UTF8&token=839C0CDB72343C823383471738AFA4CBBF8EDA78&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTcwNjY0NTY3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTcwNjY0NTY3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9WGkwTyUyQlRNMDRFRTVORWdWTzZyWWcxMlB0S3hxbDFqUHpGRUZXbzFBWHUwJTNEJmV4cD0yMDEyLTA1LTE5VDE2JTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R3AQOV4K8XJDNT.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R3AQOV4K8XJDNT.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R3AQOV4K8XJDNT/Inappropriate/1?ie=UTF8&token=F53942DF6AE572E7676766343236D5ADAB2FD3CE&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wOTcwNjY0NTY3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wOTcwNjY0NTY3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9WGkwTyUyQlRNMDRFRTVORWdWTzZyWWcxMlB0S3hxbDFqUHpGRUZXbzFBWHUwJTNEJmV4cD0yMDEyLTA1LTE5VDE2JTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R3AQOV4K8XJDNT.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R3AQOV4K8XJDNT" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R3AQOV4K8XJDNT" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R3AQOV4K8XJDNT" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

2 of 2 people found the following review helpful

Basic Introduction and Overview, August 29, 2009

By 

Edward J. Barton (Tukwila, WA) –

  

  

Amazon Verified Purchase(What’s this?)

This review is from: Starting a Collection Agency, How to make money collecting money Third Edition (Perfect Paperback)

Michelle Dunn provides a very basic overview of what it takes to start a collection agency. It’s a starter book – and is probably most useful for identifying areas for further research, as well as loads and loads of useful links, resources, tips and reference suggestions. After spending nearly a decade in the ARM industry, I’ve come to recognize just how challenging it is to stay on top of the latest trends, legislation, regulation and techniques. Some of the specific data in the third edition is already out of date, but Michelle does a nice job of identifying key sources for updates (as well as a caveat that it is all subject to change). The book is probably a bit too basic for an industry veteran, but is worth the freight as a reference and referral source.

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]]> http://poormanscredit.com/blog/sarbanes-oxley-for-dummies/comment-page-1#comment-17020 Douglas J. Tucker "- Partner, national law firm" Fri, 18 May 2012 16:06:56 +0000 http://poormanscredit.com/blog/sarbanes-oxley-for-dummies#comment-17020 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 12 of 12 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>The easiest way to learn about SOX</b>, <nobr>October 17, 2006</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A155O1WYY6JTX5?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Douglas J. Tucker "- Partner, national law firm"</span></a> (Chicago) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A155O1WYY6JTX5?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span><a href="http://www.amazon.com/Sarbanes-Oxley-For-Dummies-Lifestyles-Paperback/dp/0471768464" target="_top">Sarbanes-Oxley For Dummies (For Dummies (Lifestyles Paperback)) (Paperback)</a></b> </div> The author has somehow found a way to make this incredibly arcane subject interesting and easy to digest. This book, unlike every other SOX book I have seen, is filled with practice tips, checklists and witty commentary and is written in a way that makes the statute and the SEC's rules easy to understand for lawyers and non-lawyers alike. It also provides other key sources of SOX information and is a pleasure to read. She should consider changing the title to "Sarbanes-Oxley for Lawyers, Executives and other Dummies who Don't Have the Time or Patience to Wade Through the Other Dry and Boring Books on the Subject". I highly recommend this book to lawyers and non-lawyers alike. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R9QLOWSZYFE90.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R9QLOWSZYFE90/Helpful/1?ie=UTF8&token=40879377DAB5D7CCEA3F1028B0BA828A960E7570&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwMjIzMTM4P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwMjIzMTM4JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9RVNaUjQlMkZKTTJuaXZRYmJCYiUyRmFRNUtLakxUSVBXc21BcU5ZRnBsY3JFWm8lM0QmZXhwPTIwMTItMDUtMTlUMTYlM0EwMCUzQTA1WiZhdGFnPXdlYmVyc21hbGw&voteAnchorName=R9QLOWSZYFE90.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R9QLOWSZYFE90/Helpful/-1?ie=UTF8&token=F01D76CFFB04284C6FC84DA55BDC246AD6C2A1B6&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwMjIzMTM4P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwMjIzMTM4JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9RVNaUjQlMkZKTTJuaXZRYmJCYiUyRmFRNUtLakxUSVBXc21BcU5ZRnBsY3JFWm8lM0QmZXhwPTIwMTItMDUtMTlUMTYlM0EwMCUzQTA1WiZhdGFnPXdlYmVyc21hbGw&voteAnchorName=R9QLOWSZYFE90.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R9QLOWSZYFE90.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R9QLOWSZYFE90/Inappropriate/1?ie=UTF8&token=AEFDC99061A75AA002D7EF5E380E680C060906CB&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wNDcwMjIzMTM4P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wNDcwMjIzMTM4JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9RVNaUjQlMkZKTTJuaXZRYmJCYiUyRmFRNUtLakxUSVBXc21BcU5ZRnBsY3JFWm8lM0QmZXhwPTIwMTItMDUtMTlUMTYlM0EwMCUzQTA1WiZhdGFnPXdlYmVyc21hbGw&voteAnchorName=R9QLOWSZYFE90.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R9QLOWSZYFE90" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R9QLOWSZYFE90" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R9QLOWSZYFE90" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

12 of 12 people found the following review helpful

The easiest way to learn about SOX, October 17, 2006

By 

Douglas J. Tucker “- Partner, national law firm” (Chicago) –

  

This review is from: Sarbanes-Oxley For Dummies (For Dummies (Lifestyles Paperback)) (Paperback)

The author has somehow found a way to make this incredibly arcane subject interesting and easy to digest. This book, unlike every other SOX book I have seen, is filled with practice tips, checklists and witty commentary and is written in a way that makes the statute and the SEC’s rules easy to understand for lawyers and non-lawyers alike. It also provides other key sources of SOX information and is a pleasure to read. She should consider changing the title to “Sarbanes-Oxley for Lawyers, Executives and other Dummies who Don’t Have the Time or Patience to Wade Through the Other Dry and Boring Books on the Subject”. I highly recommend this book to lawyers and non-lawyers alike.

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]]> http://poormanscredit.com/blog/hot-commodities-how-anyone-can-invest-profitably-in-the-worlds-best-market/comment-page-1#comment-17018 James H. McDuffie Thu, 17 May 2012 21:27:59 +0000 http://poormanscredit.com/blog/hot-commodities-how-anyone-can-invest-profitably-in-the-worlds-best-market#comment-17018 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 187 of 206 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-3-0._V192240710_.gif" width="64" alt="3.0 out of 5 stars" title="3.0 out of 5 stars" height="12" border="0"/></span> <b>Self serving to an extent</b>, <nobr>January 29, 2005</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A18I8EYPJK3XMA?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">James H. McDuffie</span></a> (Huntsville, Alabama United States) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A18I8EYPJK3XMA?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span><a href="http://www.amazon.com/Hot-Commodities-Anyone-Invest-Profitably/dp/140006337X" target="_top">Hot Commodities : How Anyone Can Invest Profitably in the World's Best Market (Hardcover)</a></b> </div> Rogers wrote this book because he runs a commodies index and a fund to go with it. The book is poorly disguised advertising. With that said I believe Rogers is sincere in his beliefs. However, as usual there are several caveats. First, he quotes papers and research showing that investing in commodies in the past has been less risky and had better returns than equities or bonds. All of this research however ignores institutional risk associated with commodity investing. The fees are high, the market is sometimes manipulated, the investor virtually has to use a full service brokerage firm, and even Roger's mutual fund is available only through a broker and has high surrender charges. Second, although many money handlers like Rogers end up rich, it is almost never pointed out that the vast majority of their money is not made by their own fantastic investing but by charging high fees to their investors. Look at the fees on the Rogers fund. Good God. Third, the various commodity indexes that are out there are new. Gibson, in his book on asset allocation, took the Goldman Sachs index back to the good old days of the seventies not bothering to point out that the GMCI only dates back to 1992 and so this was essentially backtesting - a popular hobby even though there is much evidence to indicate this is not the way to go. There are good reasons to believe that the commodity bull market of today will not repeat the golden years of the seventies even though it is real enough. None of this even touches the fact that the average investor should only have 5 - 10% of his money (at the most) in commodities. Either high minimums on the funds or huge front and back end fees will keep everyman out. Nevertheless, Rogers is correct in his assertion that learning about commodities will help any investor look at the world in a different way, and, in the long run, teaching the investor the basics of understanding commodities is the real contribution of this book. Those looking for a commodity investing how to book will have to keep looking. He is pushing commodities indexing. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R1XQLTO2KAVQ0G.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R1XQLTO2KAVQ0G/Helpful/1?ie=UTF8&token=E5E3FC0AC110D747B493F9C090577D037A4D42A0&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wODEyOTczNzEyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wODEyOTczNzEyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9TzVoZFNBNUxoeW4zYmtnTk16Vnc2RGlGNG1iaVBneE96ZWYwJTJCOE9VYXR3JTNEJmV4cD0yMDEyLTA1LTE4VDIxJTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R1XQLTO2KAVQ0G.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R1XQLTO2KAVQ0G/Helpful/-1?ie=UTF8&token=71A23458E7DBF4207D7831F2C2BA22B536132222&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wODEyOTczNzEyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wODEyOTczNzEyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9TzVoZFNBNUxoeW4zYmtnTk16Vnc2RGlGNG1iaVBneE96ZWYwJTJCOE9VYXR3JTNEJmV4cD0yMDEyLTA1LTE4VDIxJTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R1XQLTO2KAVQ0G.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R1XQLTO2KAVQ0G.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R1XQLTO2KAVQ0G/Inappropriate/1?ie=UTF8&token=51F3D3A06B3C6AA6D3E1CA5A1A3638A0E71215AD&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wODEyOTczNzEyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wODEyOTczNzEyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9TzVoZFNBNUxoeW4zYmtnTk16Vnc2RGlGNG1iaVBneE96ZWYwJTJCOE9VYXR3JTNEJmV4cD0yMDEyLTA1LTE4VDIxJTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R1XQLTO2KAVQ0G.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R1XQLTO2KAVQ0G" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R1XQLTO2KAVQ0G" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R1XQLTO2KAVQ0G" target="_top">Comment (1)</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

187 of 206 people found the following review helpful

Self serving to an extent, January 29, 2005

By 

James H. McDuffie (Huntsville, Alabama United States) –

  

This review is from: Hot Commodities : How Anyone Can Invest Profitably in the World’s Best Market (Hardcover)

Rogers wrote this book because he runs a commodies index and a fund to go with it. The book is poorly disguised advertising. With that said I believe Rogers is sincere in his beliefs. However, as usual there are several caveats. First, he quotes papers and research showing that investing in commodies in the past has been less risky and had better returns than equities or bonds. All of this research however ignores institutional risk associated with commodity investing. The fees are high, the market is sometimes manipulated, the investor virtually has to use a full service brokerage firm, and even Roger’s mutual fund is available only through a broker and has high surrender charges. Second, although many money handlers like Rogers end up rich, it is almost never pointed out that the vast majority of their money is not made by their own fantastic investing but by charging high fees to their investors. Look at the fees on the Rogers fund. Good God. Third, the various commodity indexes that are out there are new. Gibson, in his book on asset allocation, took the Goldman Sachs index back to the good old days of the seventies not bothering to point out that the GMCI only dates back to 1992 and so this was essentially backtesting – a popular hobby even though there is much evidence to indicate this is not the way to go. There are good reasons to believe that the commodity bull market of today will not repeat the golden years of the seventies even though it is real enough. None of this even touches the fact that the average investor should only have 5 – 10% of his money (at the most) in commodities. Either high minimums on the funds or huge front and back end fees will keep everyman out. Nevertheless, Rogers is correct in his assertion that learning about commodities will help any investor look at the world in a different way, and, in the long run, teaching the investor the basics of understanding commodities is the real contribution of this book. Those looking for a commodity investing how to book will have to keep looking. He is pushing commodities indexing.

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]]> http://poormanscredit.com/blog/hot-commodities-how-anyone-can-invest-profitably-in-the-worlds-best-market/comment-page-1#comment-17017 John B Thu, 17 May 2012 21:12:39 +0000 http://poormanscredit.com/blog/hot-commodities-how-anyone-can-invest-profitably-in-the-worlds-best-market#comment-17017 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 70 of 71 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-4-0._V192240704_.gif" width="64" alt="4.0 out of 5 stars" title="4.0 out of 5 stars" height="12" border="0"/></span> <b>Great insights from a world class investor</b>, <nobr>February 3, 2005</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A3TZC56HY5BJAA?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">John B</span></a> (California) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A3TZC56HY5BJAA?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span><a href="http://www.amazon.com/Hot-Commodities-Anyone-Invest-Profitably/dp/140006337X" target="_top">Hot Commodities : How Anyone Can Invest Profitably in the World's Best Market (Hardcover)</a></b> </div> I've been a fan of Jim Rogers for a long time. I've read his previous books (Investment Biker and Adventure Capitalist) as well as numerous articles and stories about him (Worth Magazine, Fortune, Barrons, etc). This book did not disappoint.<br/><br/>What I enjoy most about Rogers is the fact that's he's produced consistent results throughout his career. He made a fortune with George Soros in the 70's at the Quantum Fund (up 4,000% in the decade). He made huge calls about the crash of '87, the crash in the Nikkei, forecasts of emerging bull markets in Austria, Botswana, and numerous other countries. His move into commodities in 1998 was another great coup.<br/><br/>No investor is going to be perfect. No one will get it right 100% of the time (he's been overly bearish on the US since at least the early 90's). But I believe Rogers core philosophies will get you much further than anything else you hear in the mainstream media and by the talking heads on TV. They haven't made fortunes in the market for the past 30 years.<br/><br/>"Hot Commodities" is a good introductory guide to the world of commodity investing and more importantly, contrarian investing. Fortunes are made by thinking independently from the crowd, looking for opportunities that no one else sees and making sound, logical investment decisions. Rogers takes you down that thought process beautifully.<br/><br/>I knocked a star off because he could have discussed options and other ways of buying commodities in more depth. Some may see the book as a giant ad for his own commodities fund. More balance would have been nice.<br/><br/>All in all, some great insights from an investing legend. <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="R210W71WYEOFCL.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R210W71WYEOFCL/Helpful/1?ie=UTF8&token=250C0F260C1D313C4DF68C2D76E5C66CE29FEA7A&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wODEyOTczNzEyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wODEyOTczNzEyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9TzVoZFNBNUxoeW4zYmtnTk16Vnc2RGlGNG1iaVBneE96ZWYwJTJCOE9VYXR3JTNEJmV4cD0yMDEyLTA1LTE4VDIxJTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R210W71WYEOFCL.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R210W71WYEOFCL/Helpful/-1?ie=UTF8&token=81D3F30B57C022BB23EDBEE8E509EA5FD148F859&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wODEyOTczNzEyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wODEyOTczNzEyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9TzVoZFNBNUxoeW4zYmtnTk16Vnc2RGlGNG1iaVBneE96ZWYwJTJCOE9VYXR3JTNEJmV4cD0yMDEyLTA1LTE4VDIxJTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R210W71WYEOFCL.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="R210W71WYEOFCL.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/R210W71WYEOFCL/Inappropriate/1?ie=UTF8&token=F122A11F74548A4B58E087780BB36E6544A2215D&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wODEyOTczNzEyP19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wODEyOTczNzEyJnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9TzVoZFNBNUxoeW4zYmtnTk16Vnc2RGlGNG1iaVBneE96ZWYwJTJCOE9VYXR3JTNEJmV4cD0yMDEyLTA1LTE4VDIxJTNBMDAlM0ExNFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=R210W71WYEOFCL.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/R210W71WYEOFCL" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/R210W71WYEOFCL" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/R210W71WYEOFCL" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

70 of 71 people found the following review helpful

Great insights from a world class investor, February 3, 2005

By 

John B (California) –

This review is from: Hot Commodities : How Anyone Can Invest Profitably in the World’s Best Market (Hardcover)

I’ve been a fan of Jim Rogers for a long time. I’ve read his previous books (Investment Biker and Adventure Capitalist) as well as numerous articles and stories about him (Worth Magazine, Fortune, Barrons, etc). This book did not disappoint.

What I enjoy most about Rogers is the fact that’s he’s produced consistent results throughout his career. He made a fortune with George Soros in the 70′s at the Quantum Fund (up 4,000% in the decade). He made huge calls about the crash of ’87, the crash in the Nikkei, forecasts of emerging bull markets in Austria, Botswana, and numerous other countries. His move into commodities in 1998 was another great coup.

No investor is going to be perfect. No one will get it right 100% of the time (he’s been overly bearish on the US since at least the early 90′s). But I believe Rogers core philosophies will get you much further than anything else you hear in the mainstream media and by the talking heads on TV. They haven’t made fortunes in the market for the past 30 years.

“Hot Commodities” is a good introductory guide to the world of commodity investing and more importantly, contrarian investing. Fortunes are made by thinking independently from the crowd, looking for opportunities that no one else sees and making sound, logical investment decisions. Rogers takes you down that thought process beautifully.

I knocked a star off because he could have discussed options and other ways of buying commodities in more depth. Some may see the book as a giant ad for his own commodities fund. More balance would have been nice.

All in all, some great insights from an investing legend.

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]]> http://poormanscredit.com/blog/what-is-flexmaster-ii-life-insurance/comment-page-1#comment-17019 jose l Thu, 17 May 2012 21:09:07 +0000 http://poormanscredit.com/blog/what-is-flexmaster-ii-life-insurance#comment-17019 o dang how old are you 50 or 60 a flexmaster II sounds like a universal life policy an sounds like you been putting in the minimum required to keep the policy so your cost of insurance is going up if you don't fix this your policy will laps or the cost will be more than you can handle talk to your agent an run some projected illustrations. universal policy's have to be well funded or don't get in them at all. look ask about what options you have hope this helps an hope you get this taken care off o dang how old are you 50 or 60 a flexmaster II sounds like a universal life policy an sounds like you been putting in the minimum required to keep the policy so your cost of insurance is going up if you don’t fix this your policy will laps or the cost will be more than you can handle talk to your agent an run some projected illustrations. universal policy’s have to be well funded or don’t get in them at all. look ask about what options you have hope this helps an hope you get this taken care off

]]> http://poormanscredit.com/blog/why-do-you-continue-to-refer-to-ssimedicare-contributions-as-payroll-taxes-they-are-in-fact-contributions/comment-page-1#comment-17016 Flower Thu, 17 May 2012 17:27:13 +0000 http://poormanscredit.com/blog/why-do-you-continue-to-refer-to-ssimedicare-contributions-as-payroll-taxes-they-are-in-fact-contributions#comment-17016 SSI is welfare for indigent people which does not depend on contributions. I think you mean SS. Right now employees are paying 4.2% and employers 6.2%. It is much lower than your income tax. What difference does it make what you call it ? SSI is welfare for indigent people which does not depend on contributions. I think you mean SS. Right now employees are paying 4.2% and employers 6.2%. It is much lower than your income tax. What difference does it make what you call it ?

]]> http://poormanscredit.com/blog/why-do-you-continue-to-refer-to-ssimedicare-contributions-as-payroll-taxes-they-are-in-fact-contributions/comment-page-1#comment-17015 zuma Thu, 17 May 2012 17:06:20 +0000 http://poormanscredit.com/blog/why-do-you-continue-to-refer-to-ssimedicare-contributions-as-payroll-taxes-they-are-in-fact-contributions#comment-17015 Who cares what you .."Die on the Vine"..clowns call them. Anything you proscribe is a foot in the door of killing the program..bloody frauds...including the supposedly ..."no it all"... answers....If you frauds gave a flip we wouldn't be in trouble...You're the Problem not the Solution...Shut up and go away. Who cares what you ..”Die on the Vine”..clowns call them.

Anything you proscribe is a foot in the door of killing the program..bloody frauds…including the supposedly …”no it all”… answers….If you frauds gave a flip we wouldn’t be in trouble…You’re the Problem not the Solution…Shut up and go away.

]]> http://poormanscredit.com/blog/building-wealth-one-house-at-a-time-making-it-big-on-little-deals/comment-page-1#comment-17011 John Matlock "Gunny" Thu, 17 May 2012 16:59:30 +0000 http://poormanscredit.com/blog/building-wealth-one-house-at-a-time-making-it-big-on-little-deals#comment-17011 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> 55 of 59 people found the following review helpful </div> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-5-0._V192240867_.gif" width="64" alt="5.0 out of 5 stars" title="5.0 out of 5 stars" height="12" border="0"/></span> <b>Covers the basic rules.</b>, <nobr>February 14, 2005</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A1M8PP7MLHNBQB?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">John Matlock "Gunny"</span></a> (Winnemucca, NV) - <a href="http://www.amazon.com/gp/cdp/member-reviews/A1M8PP7MLHNBQB?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a><br/><a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=14279681&pop-up=1#RN" target="AmazonHelp" onclick="return amz_js_PopWin(this.href,'AmazonHelp','width=340,height=340,resizable=1,scrollbars=1,toolbar=1,status=1');"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reputation/c7y_badge_rn_1._V192249968_.gif" width="70" align="absmiddle" alt="(REAL NAME)" height="15" border="0"/></a>    </div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Building Wealth One House at a Time: Making it Big on Little Deals (Paperback)</b> </div> John Schaub has been a house investor, author, and speaker for over thirty years. He presents a senario of buying a house, renting it out for enough to cover its cost and maintenance, paying it off over a ten year or so period, building an investment portfolio of properties that will then provide for a good retirement income.<br/><br/>As with a lot of things, the devil is in the details. And most of the book covers things like finding the right house, negeotiating the price, a quick look at accounting, borrowing and everything else connected with the real estate marketplace.<br/><br/>The book is dead on. There are an awful lot of people who have made a lot of money this way. There are two or three he doesn't mention. One is buying houses at auction when they have been foreclosed, something you should investigate in your community, particularily if you live in a one commodity area that is subject to boom and bust. Another point is that most of the people I know who have build themselves this kind of business do a lot of their own maintenance. You can pay for things like cleaning and painting, but it's expensive.<br/><br/>Investing in rental houses is a business. Like any business it's subject to working hard, making the right decisions, and having just a bit of luck. If the earthquake finds your house .... <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="RCZK2D7BCR937.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RCZK2D7BCR937/Helpful/1?ie=UTF8&token=9F333A2F2D3BDE65A61E995AA08BAE1FB04062B3&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMDcxNDQ4MzU3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMDcxNDQ4MzU3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9eFZUJTJCJTJCZE5Ic2kwckQwa3B4cFFxMktWJTJGOXZDdldCbXdmOEhnVlhTSGIlMkZvJTNEJmV4cD0yMDEyLTA1LTE4VDE2JTNBMDAlM0EyMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RCZK2D7BCR937.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RCZK2D7BCR937/Helpful/-1?ie=UTF8&token=6E73DB1DC60BC84D2C656C8C26FBC454CA3CDC48&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMDcxNDQ4MzU3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMDcxNDQ4MzU3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9eFZUJTJCJTJCZE5Ic2kwckQwa3B4cFFxMktWJTJGOXZDdldCbXdmOEhnVlhTSGIlMkZvJTNEJmV4cD0yMDEyLTA1LTE4VDE2JTNBMDAlM0EyMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RCZK2D7BCR937.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="RCZK2D7BCR937.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RCZK2D7BCR937/Inappropriate/1?ie=UTF8&token=0DC5C39859E9709F359B0000E41BF19B617BB674&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8wMDcxNDQ4MzU3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0wMDcxNDQ4MzU3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9eFZUJTJCJTJCZE5Ic2kwckQwa3B4cFFxMktWJTJGOXZDdldCbXdmOEhnVlhTSGIlMkZvJTNEJmV4cD0yMDEyLTA1LTE4VDE2JTNBMDAlM0EyMFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RCZK2D7BCR937.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/RCZK2D7BCR937" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/RCZK2D7BCR937" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/RCZK2D7BCR937" target="_top">Comment (1)</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

55 of 59 people found the following review helpful

Covers the basic rules., February 14, 2005

By 

John Matlock “Gunny” (Winnemucca, NV) –

  

This review is from: Building Wealth One House at a Time: Making it Big on Little Deals (Paperback)

John Schaub has been a house investor, author, and speaker for over thirty years. He presents a senario of buying a house, renting it out for enough to cover its cost and maintenance, paying it off over a ten year or so period, building an investment portfolio of properties that will then provide for a good retirement income.

As with a lot of things, the devil is in the details. And most of the book covers things like finding the right house, negeotiating the price, a quick look at accounting, borrowing and everything else connected with the real estate marketplace.

The book is dead on. There are an awful lot of people who have made a lot of money this way. There are two or three he doesn’t mention. One is buying houses at auction when they have been foreclosed, something you should investigate in your community, particularily if you live in a one commodity area that is subject to boom and bust. Another point is that most of the people I know who have build themselves this kind of business do a lot of their own maintenance. You can pay for things like cleaning and painting, but it’s expensive.

Investing in rental houses is a business. Like any business it’s subject to working hard, making the right decisions, and having just a bit of luck. If the earthquake finds your house ….

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]]> http://poormanscredit.com/blog/why-do-you-continue-to-refer-to-ssimedicare-contributions-as-payroll-taxes-they-are-in-fact-contributions/comment-page-1#comment-17014 cosmo Thu, 17 May 2012 16:59:12 +0000 http://poormanscredit.com/blog/why-do-you-continue-to-refer-to-ssimedicare-contributions-as-payroll-taxes-they-are-in-fact-contributions#comment-17014 One way to make it work as an ongoing program is: 1) Set the tax rate for working people and their employers at some reasonable level. 2) Use the current receipts to pay off SS recipients. The amount received would not be fixed, it would just be each recipient's fraction of the SS tax receipts. In other words, make SS like a "variable annuity" instead of a "fixed annuity". SS recipients would get a fixed share of economic activity. When that goes down, their payment would go down too. One way to make it work as an ongoing program is:

1) Set the tax rate for working people and their employers at some reasonable level.

2) Use the current receipts to pay off SS recipients. The amount received would not be fixed, it would just be each recipient’s fraction of the SS tax receipts.

In other words, make SS like a “variable annuity” instead of a “fixed annuity”.

SS recipients would get a fixed share of economic activity. When that goes down, their payment would go down too.

]]> http://poormanscredit.com/blog/why-do-you-continue-to-refer-to-ssimedicare-contributions-as-payroll-taxes-they-are-in-fact-contributions/comment-page-1#comment-17013 Gungy Thu, 17 May 2012 16:44:06 +0000 http://poormanscredit.com/blog/why-do-you-continue-to-refer-to-ssimedicare-contributions-as-payroll-taxes-they-are-in-fact-contributions#comment-17013 They are not in fact contributions. When a % guide is used to mandate ( requirement ) a deduction from a paycheck and the employer also is mandated to provide their match by a % of pay regulation - that is called a payroll tax. The word "tax" is not limited to withholdings to a state or fed revenue account. ==> A contribution is volunteer in nature. They are not in fact contributions. When a % guide is used to mandate ( requirement ) a deduction from a paycheck and the employer also is mandated to provide their match by a % of pay regulation – that is called a payroll tax. The word “tax” is not limited to withholdings to a state or fed revenue account.
==> A contribution is volunteer in nature.

]]> http://poormanscredit.com/blog/medical-coding-specialistss-exam-review-physician-reviews/comment-page-1#comment-17008 Anonymous Thu, 17 May 2012 16:32:33 +0000 http://poormanscredit.com/blog/medical-coding-specialistss-exam-review-physician-reviews#comment-17008 <div style="margin-left:0.5em;"> <div style="margin-bottom:0.5em;"> <span style="margin-left: -5px;"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/common/customer-reviews/stars-3-0._V192240710_.gif" width="64" alt="3.0 out of 5 stars" title="3.0 out of 5 stars" height="12" border="0"/></span> <b>Wrong answers!</b>, <nobr>April 4, 2011</nobr></div> <div style="margin-bottom:0.5em;"> <div><div style="float:left;">By </div><div style="float:left;"><a href="http://www.amazon.com/gp/pdp/profile/A3TFHXI8Q43L02?ie=UTF8&tag=webersmall&linkCode=xm2" target="_top"><span style="font-weight: bold;">Christin Yalden McCauley</span></a> - <a href="http://www.amazon.com/gp/cdp/member-reviews/A3TFHXI8Q43L02?ie=UTF8&tag=webersmall&linkCode=xm2&sort_by=MostRecentReview" target="_top"></a></div></div><div style="clear:both;"/> </div> <div class="tiny" style="margin-bottom:0.5em;"> <span class="crVerifiedStripe"><b class="h3color tiny" style="margin-right: 0.5em;">Amazon Verified Purchase</b><span class="tiny verifyWhatsThis">(<a href="http://www.amazon.com/gp/community-help/amazon-verified-purchase" target="AmazonHelp" onclick="amz_js_PopWin('http://www.amazon.com/gp/community-help/amazon-verified-purchase', 'AmazonHelp', 'width=400,height=500,resizable=1,scrollbars=1,toolbar=0,status=1');return false; ">What's this?</a>)</span></span> </div> <div class="tiny" style="margin-bottom:0.5em;"> <b><span class="h3color tiny">This review is from: </span>Medical Coding Specialists's Exam Review-Physician (Paperback)</b> </div> While I do love the format of this book, I was dissapointed to see more than one wrong answer. I feel that the answers to the questions should have been reviewed for accuracy before it was published. For example, you would not code V58.11 + V10.3 together! <div style="padding-top: 10px; clear: both; width: 100%;"> <div style="float:left; padding-right:15px; border-right:1px solid #CCCCCC"><div style="padding-bottom:5px;"><b class="tiny" style="color:#666666;white-space:nowrap;">Help other customers find the most helpful reviews</b> </div><div style="width:300px;"> <a name="RG68OKAHV296Y.2115.Helpful.Reviews" style="font-size:1px;"> </a><span><span class="votingPrompt">Was this review helpful to you? </span><a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RG68OKAHV296Y/Helpful/1?ie=UTF8&token=176EF0FAD41A7763989222909068BD48A8F730D0&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xMTExMTMxNzY3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xMTExMTMxNzY3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9amVINjJHZFhIZDliU0VQUzFMUFM5TFRVc1NveTdFUzdpOFk0V3AlMkJiSmFBJTNEJmV4cD0yMDEyLTA1LTE4VDE2JTNBMDAlM0ExOFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RG68OKAHV296Y.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-yes-sec-md._V192249951_.gif" width="35" alt="Yes" style="vertical-align:middle;" height="18" border="0"/></a> <a rel="nofollow" class="votingButtonReviews" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RG68OKAHV296Y/Helpful/-1?ie=UTF8&token=9EEE6A9AD47BCF2E530F55DEE940DA4A7900686B&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xMTExMTMxNzY3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xMTExMTMxNzY3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9amVINjJHZFhIZDliU0VQUzFMUFM5TFRVc1NveTdFUzdpOFk0V3AlMkJiSmFBJTNEJmV4cD0yMDEyLTA1LTE4VDE2JTNBMDAlM0ExOFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RG68OKAHV296Y.2115.Helpful.Reviews&voteSessionID=000-0000000-0000000"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/reviews/btn-no-sec-md._V192249949_.gif" width="35" alt="No" style="vertical-align:middle;" height="18" border="0"/></a> <span class="votingMessage"/></span> </div></div><div style="float:left;"><div style="padding-left:15px;"><div style="white-space:nowrap;"><span class="tiny"> <a name="RG68OKAHV296Y.2115.Inappropriate.Reviews" style="font-size:1px;"> </a><span class="reportingButton"><nobr><a rel="nofollow" class="reportingButton" href="http://www.amazon.com/gp/voting/cast/Reviews/2115/RG68OKAHV296Y/Inappropriate/1?ie=UTF8&token=872813042D492A056EDBB11D494FA64BA034BD62&target=aHR0cDovL3d3dy5hbWF6b24uY29tL3Byb2R1Y3QtcmV2aWV3cy8xMTExMTMxNzY3P19lbmNvZGluZz1VVEY4JnN1bW1hcnk9MCZhbGlua0NvZGU9eG0yJnRhZz13ZWJlcnNtYWxsJnY9MiZsaW5rQ29kZT14bTImYXNpbj0xMTExMTMxNzY3JnRydW5jYXRlPTUwMDAmYWtpZD1BS0lBSlRJNlRDVlZJVFFDTERBUSZzaWc9amVINjJHZFhIZDliU0VQUzFMUFM5TFRVc1NveTdFUzdpOFk0V3AlMkJiSmFBJTNEJmV4cD0yMDEyLTA1LTE4VDE2JTNBMDAlM0ExOFomYXRhZz13ZWJlcnNtYWxs&voteAnchorName=RG68OKAHV296Y.2115.Inappropriate.Reviews&voteSessionID=000-0000000-0000000"></a></nobr></span> </span> <span style="color:#CCCCCC;">|</span> <span class="tiny"><a href="http://www.amazon.com/review/RG68OKAHV296Y" target="_top"></a></span></div><div style="white-space:nowrap;padding-left:-5px;padding-top:5px;"><a href="http://www.amazon.com/review/RG68OKAHV296Y" target="_top"><img src="http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/comment-sm._V192250344_.gif" width="16" alt="Comment" hspace="3" align="absmiddle" height="16" border="0"/></a> <a href="http://www.amazon.com/review/RG68OKAHV296Y" target="_top">Comment</a></div></div></div><div style="clear:both;"/> </div> <br/></div>

Wrong answers!, April 4, 2011

By 

Christin Yalden McCauley –

Amazon Verified Purchase(What’s this?)

This review is from: Medical Coding Specialists’s Exam Review-Physician (Paperback)

While I do love the format of this book, I was dissapointed to see more than one wrong answer. I feel that the answers to the questions should have been reviewed for accuracy before it was published. For example, you would not code V58.11 + V10.3 together!

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